861 Snowfall Way, Westminster, MD 21157 Property Records

Carroll County property record for 861 Snowfall Way, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,760 sqft · built 1989
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2022)
Tax Bill	$4,010 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-089325`

Property Details

APN / Parcel Number

Primary APN	`07-089325`
Alternative APNs	`7089325` `089325`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	280 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089325
Street Address	861 SNOWFALL WAY
City	WESTMINSTER
State	MD
Zip	21157-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 51 0.229 AC 861 SNOWFALL WAY 26-152 AUTUMN RIDGE SC 3
Legal Subdivision	SECTION THREE AUTUMN RIDGE
Legal Lot Number	51
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2007
Census Tract	507601

Owner

861 Snowfall Way is owned and occupied by two individuals who bought it in May 2022.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	861 SNOWFALL WAY, WESTMINSTER, MD 21157-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Feb 18, 1994 · Amount on File
Deed Book / Page	10784 / 114
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 24, 2022
Property Address	861 SNOWFALL WAY, WESTMINSTER, MD 21157-4623
Document Number	0107840114
Book / Page	10784 / 114
Map Reference	MB 26 FO 152
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	861 SNOWFALL WAY, WESTMINSTER, MD 21157-4623

Mortgage

Document Number	0107840122
Date	May 24, 2022
Instrument	10784-0122

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 861 Snowfall Way was $4,010 with a homeowner's exemption, up 5.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,010.00 (+5.3%) Homeowner's exemption	$394,100 Land $110,000 Building $284,100	$394,100 Land $110,000 Building $284,100
2025	$3,808.00 Homeowner's exemption
2023	$3,397.00	$300,700 Land $119,700 Building $181,000	$300,700 Land $119,700 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 861 Snowfall Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 Snowfall Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20