Howard County property record for 8661 Tower Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,230 sqft · built 2003 |
| Lot Size | 0.322 acres (14,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,572 (Feb 2003) |
| Tax Bill | $10,871 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-431720 |
| Primary APN | 06-431720 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,230 sqft Total Area |
| Basement Area | 1,212 sqft |
| Finished Basement | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,019 sqft (0.322 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 86 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 431720 |
|---|---|
| Street Address | 8661 TOWER DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 1 14,019 SQ' 8661 TOWER DR HILLSIDE @ ROCKY GORGE |
| Legal Subdivision | HILLSIDE ROCKY GORGE |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606805 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · VA Mortgage SECURITY FIRST TITLE, SECURE FIRST TITLE |
| Nov 12, 2025 | Deed of Trust, Mortgage · VA Mortgage COAST 2 COAST LENDERS LLC |
| May 9, 2017 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2003 · Amount on Record |
| Deed Sale | Feb 20, 2003 · Amount on Record |
| Prior Sale | Jan 3, 2002 |
| Deed Document Number | 20032155 |
| Deed Book / Page | 6884 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 13, 2026 |
| Property Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 2323000412 |
| Book / Page | 23231 / 412 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURE FIRST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 2323000412, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 23231/412 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | UNKNOWN, ALLIANCE FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 0229990447 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 22999/447 |
| Name | COAST 2 COAST LENDERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0175750490 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 17575/490 |
| Instrument | 17575-490 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0191280121 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 19128/121 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0198410157 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 19841/157 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8661 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ELEVATED NATL SETMNT SVCS LL |
| Name | Verified Name |
|---|
| Document Number | 0203160303 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 20316/303 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $804,567 (+11.7%) | $973,100 (+35.1%) Land $361,500 Building $611,600 | |
| 2025 | $10,871.00 (+60.46%) Homeowner's exemption | $720,300 (+12.33%) Land $191,500 Building $528,800 | $720,300 (-) Land $191,500 Building $528,800 |
| 2023 | $641,233 | $720,300 Land $191,500 Building $528,800 | |
| 2022 | $6,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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