8650 Tower Dr, Laurel, MD 20723 Property Records

Howard County property record for 8650 Tower Dr, Laurel, MD 20723 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1984
Square Footage	1,094 sqft Total Area
Lot Size	20,995 sqft (0.482 acres)
Pool	703 sqft
Occupancy	Owner Occupied
Last Sale	$350,000 (2004)
Tax Bill	$7,457.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-437826`
Alternative APNs	`6437826` `437826`

Interior

Full Baths	1 Baths
Building Area	1,094 sqft Total Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	20,995 sqft (0.482 acres)

Exterior Amenities

Pool Area	703 sqft Pool
Shed	1 Shed
Shed Area	336 sqft Shed
Deck Area	240 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	437826
Street Address	8650 TOWER DR
City	LAUREL
State	MD
Zip	20723-1244
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 .482 A 8650 TOWER DRIVE TOWER ACRES LAUREL
Legal Subdivision	TOWER ACRES
Legal Lot Number	6
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	3
Census Block	3005
Census Tract	606805

Owner

Source: Howard County records · APN 06-437826

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8650 TOWER DR, LAUREL, MD 20723-1244
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2004 · Amount on Record
Deed Sale	Aug 17, 2004 · Amount on Record
Prior Sale	Aug 11, 2004 · Amount on Record
Deed Doc Number	200448716
Deed Book / Page	8558 / 287
Last Transfer Date	Apr 28, 2021
Transfer Doc	0205310249
Record Refreshed	Sep 20, 2026

May 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	HOWARD MD
Recording Date	May 07, 2021
Property Address	8650 TOWER DR, LAUREL, MD 20723-1244
Document Number	0205310249
Book / Page	20531 / 249
Map Reference	MB 5 FO 40
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	JDM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	8650 TOWER DR, LAUREL, MD 20723-1244

Mortgage

Document Number	0205310254
Date	May 07, 2021
Book Page	20531/254

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,967 (+4.82%)	$571,100 (+14.47%) Land $299,900 Building $271,200
2025	$7,457.00 (+4.57%) Homeowner's exemption	$498,900 (+10.55%) Land $249,900 Building $249,000	$498,900 (-) Land $249,900 Building $249,000
2024	$7,131.00 (+48.16%)
2023		$451,300	$498,900 Land $249,900 Building $249,000
2022	$4,813.00

Flood & Wildfire

8650 Tower Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Howard County (24027C), updated October 31, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.