866 Simcoe St, Saint Paul, MN 55117 Property Records

Ramsey County property record for 866 Simcoe St, Saint Paul, MN 55117

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,604 sqft · built 1886
Lot Size0.16 acres (7,013 sqft)
OwnerCompany Name on Record
Tax Bill$2,394 (2023)
Deeds & MortgagesJul 2026 Line of Credit
May 2021 Transfer
Flood ZoneZone X (minimal risk)
APN25-29-23-41-0288

Property Details

APN / Parcel Number

Primary APN25-29-23-41-0288

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,604 sqft Living Area
1st Floor Area804 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1946
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area7,013 sqft (0.16 acres)
Lot Dimensions90 ft deep x 78 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address866 SIMCOE ST
CitySAINT PAUL
StateMN
Zip55117-5347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCKENTY'S OUT LOTS TO,ST. PAUL SUBJ TO ALLEY; LOTS 19,20 AND 21 BLK 2
Legal Range23
Legal Township29
Legal Section25
Legal Quarter4
Legal SubdivisionMCKENTYS OUT LOTS TO,ST PAUL
Legal Block2
Legal Lot Number19-20 20
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1010
Census Tract31300

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address866 SIMCOE ST, SAINT PAUL, MN 55117-5347
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
May 5, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJun 14, 2003 · Amount on Record
Last Transfer DateMay 5, 2021
Transfer Doc0T02698736
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Recording DateJul 29, 2026
Property Address866 SIMCOE ST, SAINT PAUL, MN 55117-5347
Document Number0005115006
Instrument DateJul 17, 2026
Instrument20265115006
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 SIMCOE ST, SAINT PAUL, MN 55117-5347

Mortgage

Document Number0005115006,
DateJul 29, 2026
Instrument20265115006
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 17, 2056
Interest
Rate6.47%
Max Rate-1%

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateMay 5, 2021
Property Address866 SIMCOE ST, SAINT PAUL, MN 55117-5347
Document Number0T02698736
Instrument DateApr 26, 2021
InstrumentT02698736
Transaction TypeTransfer
Record UpdatedMay 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 RICE ST, SAINT PAUL, MN 55117-5421

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,394.00 Homeowner's exemption$182,700 Land $20,000 Building $162,700$182,700 Land $20,000 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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