854 Simcoe St, Saint Paul, MN 55117 Property Records

Ramsey County property record for 854 Simcoe St, Saint Paul, MN 55117

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 1,354 sqft · built 1886
Lot Size	0.107 acres (4,680 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Nov 2024)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-23-41-0168`

Property Details

APN / Parcel Number

Primary APN	`25-29-23-41-0168`
Alternative APNs	`8059293` `76732`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,680 sqft (0.107 acres)
Lot Dimensions	90 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	76732
Street Address	854 SIMCOE ST
City	SAINT PAUL
State	MN
Zip	55117-5347
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MCKENTYS OUT LOTS TO,ST. PAUL SUBJ TO ALLEY LOTS 25 AND LOT 26 BLK 2
Legal Range	23
Legal Township	29
Legal Section	25
Legal Subdivision	MCKENTYS OUT LOTS TO,ST. PAUL
Legal Block	2
Legal Lot Number	25,26
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31300

Owner

Source: Ramsey County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	854 SIMCOE ST, SAINT PAUL, MN 55117-5347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2018	Loan Modification, Mortgage LAKE AREA BK
Jul 14, 2021	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	20245047000
Prior Transfer Date	Jul 24, 2014
Prior Transfer Doc	0004895734
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 14, 2021
Property Address	854 SIMCOE ST, SAINT PAUL, MN 55117-5347
Document Number	0A04895735
Instrument Date	Jul 7, 2021
Instrument	A04895735
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7697 31ST ST N, SAINT PAUL, MN 55128-4041

Mortgage

Document Number	0A04895736
Date	Jul 14, 2021
Instrument	A04895736

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 26, 2021
Property Address	854 SIMCOE ST, SAINT PAUL, MN 55117-5347
Document Number	0A04898240
Instrument Date	Jul 7, 2021
Instrument	A04898240
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7697 31ST ST N, OAKDALE, MN 55128-4041

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	854 SIMCOE ST, SAINT PAUL, MN 55117-5347
Document Number	0004732717
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	854 SIMCOE ST ST PAUL MN 551175347, ST PAUL, MN 55117-5347

Mortgage

Document Number	0004732717
Date	Oct 25, 2018
Instrument	4732717

Lender

Name	LAKE AREA BK
Type	Bank
Address	WHITE BEAR LAKE, MN 55110

Agreement

Term	120 Months
Due	Oct 24, 2028

July 2021: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 14, 2021
Property Address	854 SIMCOE ST, SAINT PAUL, MN 55117-5347
Document Number	0A04895734
Instrument Date	Jul 24, 2014
Instrument	A04895734
Transaction Type	Foreclosure
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,900 (-9.34%) Land $25,000 Building $180,900	$205,900 (-9.34%) Land $25,000 Building $180,900
2025	$3,430.00 (-18.95%)	$227,100 (+15.75%) Land $25,000 Building $202,100	$227,100 (+15.75%) Land $25,000 Building $202,100
2024	$4,232.00 (-30.23%)
2023	$6,066.00	$196,200 Land $20,000 Building $176,200	$196,200 Land $20,000 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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