Alameda County property record for 866 Saddleback Cir, Livermore, CA 94551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1998 |
| Lot Size | 0.12 acres (5,225 sqft) |
| Owner | Trust Name on File |
| Last Sale | $563,000 (May 2005) |
| Tax Bill | $10,161 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99-1344-44 |
| Primary APN | 99-1344-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,225 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 866 SADDLEBACK CIR |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94551-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00044 BLK: TR: 6840 |
| Legal Subdivision | TRACT 6840 |
| Legal Tract | 6840 |
| Legal Lot Number | 44 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 451300 |
866 Saddleback Cir is owner-occupied and held in a trust since January 2021.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Mar 18, 2021 | Intrafamily Transfer, Transfer |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU |
| Oct 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2005 · Amount on File |
| Deed Sale | May 13, 2005 · Amount on File |
| Prior Sale | Mar 10, 1998 · Amount on File |
| Deed Document Number | 2005199297 |
| Last Transfer Date | Jan 20, 2021 |
| Transfer Doc | 0000110950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Number | 0000040124 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026040124 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | 320 S CANAL ST, CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Number | 0000177370 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020177370 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Number | 0000286183 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020286183 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Mar 18, 2021 |
| Property Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Number | 0000110950 |
| Map Reference | MB 230 PG 62-68 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021110950 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Number | 0000149658 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 866 SADDLEBACK CIR LIVERMORE CA 945515208, LIVERMORE, CA 94551-5208 |
| Document Number | 0000149658 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 149658 |
| Name | PROVIDENT CU |
|---|---|
| Type | Credit Union |
| Address | REDWOOD CITY, CA 94065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 866 SADDLEBACK CIR, LIVERMORE, CA 94551-5208 |
| Document Number | 0000230780 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 866 SADDLEBACK CIR LIVERMORE CA 945515208, LIVERMORE, CA 94551-5208 |
| Document Number | 0000230780 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 230780 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2047 |
The 2025 property tax bill for 866 Saddleback Cir was $10,161 with a homeowner's exemption, up 2.1% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793,388 (+2.02%) Land $240,116 Building $560,272 | ||
| 2025 | $10,161.00 (+2.06%) Homeowner's exemption | $777,697 Land $235,409 Building $549,288 | |
| 2024 | $9,956.00 (+1.51%) | ||
| 2023 | $9,808.00 Homeowner's exemption | $754,233 Land $226,270 Building $527,963 | $857,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 866 Saddleback Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 866 Saddleback Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | CITY OF LIVERMORE |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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