866 Mill River Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 866 Mill River Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1988
Lot Size0.8 acres (34,848 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2026)
Tax Bill$1,107 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN325C-86

Property Details

APN / Parcel Number

Primary APN325C-86
Alternative APNs
  • 450690000
  • 039438

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2019
Architectural StyleRustic
Exterior MaterialLogs
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number450690000
Street Address866 MILL RIVER RD
CityJACKSONVILLE
StateNC
Zip28540-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL31 S2A WEST RIVER
Legal SubdivisionWEST RIVER SEC 2-A
Legal Lot Number31
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group3
Census Block3004
Census Tract306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Warranty Deed, Transfer · VA Mortgage
DFT2 FINANCIAL LLC
Jun 7, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
ALPHA MORTGAGE CORP
Oct 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 19, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jun 8, 2018Grant Deed, Foreclosure
SERVICELINK
May 8, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2026 · Amount on Record
Deed SaleAug 28, 2026 · Amount on Record
Prior SaleJun 7, 2019 · Amount on Record
Deed Book / Page6663 / 437
Prior Transfer DateOct 19, 2018
Prior Transfer Doc0048500537
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateAug 28, 2026
Property Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number6663000437
Book / Page6663 / 437
Instrument DateAug 19, 2026
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$46,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564

Mortgage

Document Number6663000442,
DateAug 28, 2026
Book Page6663/442
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJun 7, 2019
Property Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0049600498
Book / Page4960 / 498
Map ReferenceMB 22 PG 229 SLC-29
Instrument DateJun 5, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 FALLING WATER DR, 4, DURHAM, NC 27713-9386

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564

Mortgage

Document Number0004960501
DateJun 7, 2019
Instrument4960/501
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionONSLOW NC
Recording DateOct 19, 2018
Property Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0048500537
Book / Page004850 / 000537
Instrument DateOct 19, 2018
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4 FALLING WATER DR DURHAM NC 277139386, DURHAM, NC 27713-9386

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionONSLOW NC
Recording DateOct 19, 2018
Property Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0048500378
Book / Page004850 / 000378
Instrument DateOct 8, 2018
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 FALLING WATER DR DURHAM NC 277139386, DURHAM, NC 27713-9386

June 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionONSLOW NC
Recording DateJun 8, 2018
Property Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0047920582
Book / Page004792 / 000582
Instrument DateJun 1, 2018
Transaction TypeForeclosure
Record UpdatedJul 16, 2018
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionONSLOW NC
Recording DateMay 8, 2018
Property Address866 MILL RIVER RD, JACKSONVILLE, NC 28540-9564
Document Number0047760460
Book / Page004776 / 000460
Instrument DateApr 13, 2018
Transaction TypeForeclosure
Record UpdatedJul 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$77.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1603 LYNDON B JOHNSON FWY #500 FARMERS BRANCH TX 752346071, 500, FARMERS BRANCH, TX 75234-6071

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,107.00$250,890 (+48.32%) Land $58,500 Building $192,390$250,890 (+48.32%) Land $58,500 Building $192,390
2025$1,107.00$169,159 (-) Land $35,000 Building $134,159$169,159 (-) Land $35,000 Building $134,159
2023$1,107.00$169,159 Land $35,000 Building $134,159$169,159 Land $35,000 Building $134,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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