Onslow County property record for 862 Mill River Rd, Jacksonville, NC 28540
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,192 sqft · built 2006 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,500 (Aug 1995) |
| Tax Bill | $1,676 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 325C-84 |
| Primary APN | 325C-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,192 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 124458000 |
|---|---|
| Street Address | 862 MILL RIVER RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9564 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-15 |
| Legal Description | L29 PT L30 S2A WEST RIVER |
| Legal Subdivision | WEST RIVER SEC 2-A |
| Legal Lot Number | 29 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 306 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage PLANET HOME LENDING LLC |
| Jul 19, 2023 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Jan 20, 2022 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| May 28, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| Feb 6, 2020 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1995 · Amount on Record |
| Deed Sale | Aug 31, 1995 · Amount on Record |
| Deed Book / Page | 1258 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0061360220 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 6136/220 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Change Frequency | 6 Months |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0060010474 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 6001/474 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | CLIENTFIRST TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0056670595 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 5667/595 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS |
| Name | Verified Name |
|---|
| Document Number | 0049520969 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 4952/969 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0053580008 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLIENT FIRST TITLE INC, CLIENTFIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 862 MILL RIVER RD JACKSONVILLE NC 285409564, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0053580008 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 005358/000008 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 862 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0051040680 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | CLIENT FIRST TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 862 MILL RIVER RD JACKSONVILLE NC 285409564, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0051040680 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 005104/000680 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,676.00 (+0.78%) | $439,063 (+46.89%) Land $58,500 Building $380,563 | $439,063 (+46.89%) Land $58,500 Building $380,563 |
| 2023 | $1,663.00 | $298,908 Land $35,000 Building $263,908 | $298,908 Land $35,000 Building $263,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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