866 Kramer Ave, Elgin, IL 60120 Property Records

Cook County property record for 866 Kramer Ave, Elgin, IL 60120 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1958
Square Footage	988 sqft Living Area
Lot Size	7,020 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$181,000 (2020)
Tax Bill	$6,333.00 (2023)

Owner

Source: Cook County records · APN 06-19-122-015

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	866 KRAMER AVE, ELGIN, IL 60120-8245
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Nov 10, 2009 · Amount on Record
Deed Doc Number	20206291
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 16, 2020
Property Address	866 KRAMER AVE, ELGIN, IL 60120-8245
Document Number	2029006291
Instrument Date	Aug 25, 2020
Instrument	29006291
Transaction Type	Transfer
Record Updated	Nov 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	866 KRAMER AVE ELGIN IL 601208245, ELGIN, IL 60120-8245

Mortgage

Document Number	2029006292
Date	Oct 16, 2020
Instrument	29006292

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+27.27%) Land $4,914 Building $23,086	$280,000 (+27.27%) Land $49,140 Building $230,860
2023	$6,333.00 (+2.91%)
2022	$6,154.00 Homeowner's exemption	$22,000 Land $2,808 Building $19,192	$220,000 Land $28,080 Building $191,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-19-122-015`
Alternative APN	`06-19-122-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	988 sqft Living Area
1st Floor	988 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	7,020 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	866 KRAMER AVE
City	ELGIN
State	IL
Zip	60120-8245
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	CITY ADD
Legal Block	4
Legal Lot Number	10
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	1
Census Block	1004
Census Tract	804406