Cook County property record for 811 Kramer Ave, Elgin, IL 60120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 845 sqft · built 1952 |
| Lot Size | 0.164 acres (7,128 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,181 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-301-008 |
| Primary APN | 06-19-301-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 845 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,128 sqft (0.164 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 811 KRAMER AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SWABACKS) RESUB DIVIN LTS 7-12 OF PLAYGROUND PARK AD D ELGIN ILLINOIS SUB IN WH SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | ELGIN ILLINOIS SUB |
| Legal Lot Number | 7-12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-301-008
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 811 KRAMER AVE, ELGIN, IL 60120-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2009 |
| Deed Sale | Oct 27, 2009 |
| Prior Sale | Oct 27, 2009 · Amount on Record |
| Deed Document Number | 200935146 |
| Last Transfer Date | Jun 27, 2013 |
| Transfer Doc | 0000019080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 811 KRAMER AVE, ELGIN, IL 60120-8226 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0022815241 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2222815241 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,000 (+11.12%) Land $4,990 Building $15,010 | $200,000 (+11.12%) Land $49,900 Building $150,100 | |
| 2023 | $5,181.00 (+2.9%) | ||
| 2022 | $5,035.00 | $17,999 Land $2,851 Building $15,148 | $179,990 Land $28,510 Building $151,480 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 306 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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