866 Juniper Dr, Christmas, FL 32709 Property Records

Orange County property record for 866 Juniper Dr, Christmas, FL 32709

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,656 sqft · built 2021
Lot Size0.347 acres (15,137 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Sep 2021)
Tax Bill$3,983 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN31-22-33-1332-03-040

Property Details

APN / Parcel Number

Primary APN31-22-33-1332-03-040
Alternative APNs
  • 332231133203040
  • 683405
  • 691146
  • 697088

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,656 sqft Living Area
Gross Area2,212 sqft
1st Floor Area1,656 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,137 sqft (0.347 acres)
Garage TypeAttached
Garage Area486 sqft
PorchFinished/Open Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address866 JUNIPER DR
CityCHRISTMAS
StateFL
Zip32709-9504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionCHRISTMAS PINES REPLAT V/63 LOTS 4 & 5 BLK 3
Legal Range33E
Legal Township22S
Legal Section31
Legal SubdivisionCHRISTMAS PINES REP
Legal Tract1332
Legal Block3
Legal Lot Number4,5
JurisdictionORANGE FL
Township / Civil DivisionEAST ORANGE
Census Block Group1
Census Block1031
Census Tract16604

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address866 JUNIPER DR, CHRISTMAS, FL 32709-9504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP
Feb 17, 2020Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on Record
Deed SaleSep 28, 2021 · Amount on Record
Prior SaleFeb 17, 2020 · Amount on Record
Deed Document Number2021591425
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 28, 2021
Property Address866 JUNIPER DR, CHRISTMAS, FL 32709-9504
Document Number0000591425
Map ReferenceMB V PG 63
Instrument DateSep 27, 2021
Instrument20210591425
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyTREASURE TITLE INSURANCE AGENCY INC, TREASURE TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4345 CHULUOTA RD, ORLANDO, FL 32820-1100

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 JUNIPER DR, CHRISTMAS, FL 32709-9504

Mortgage

Document Number0000591426
DateSep 28, 2021
Instrument20210591426
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 17, 2020
Property Address866 JUNIPER DR, CHRISTMAS, FL 32709-9504
Document Number0000097197
Instrument DateFeb 11, 2020
Instrument97197
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$161.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4345 CHULUOTA RD ORLANDO FL 328201100, ORLANDO, FL 32820-1100

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,284 (+2.7%)$351,650 (-1.17%) Land $60,000 Building $291,650
2025$3,983.00 (+5.54%) Homeowner's exemption$263,178 (+5.99%)$355,830 (+10.96%) Land $60,000 Building $295,830
2024$3,774.00 (+7.37%)
2023$3,515.00 (+3.81%) Homeowner's exemption$248,312 (+3%)$320,677 (+33.02%) Land $60,000 Building $260,677
2022$3,386.00 Homeowner's exemption$241,080 Land $22,000 Building $219,080$241,080 Land $22,000 Building $219,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 82% of Florida
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/WESTERN REGIONAL WTR SYS (5 WPS)
serves 206,742 people · EPA ID FL3481546
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: T-Mobile.

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