8654 Troy St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8654 Troy St, Spring Valley, CA 91977 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1941
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Dec 2010)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503-262-30-00`

Property Details

APN / Parcel Number

Primary APN	`503-262-30-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	800 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	30,056 sqft (0.69 acres)

Location & Zoning

Street Address	8654 TROY ST
City	SPRING VALLEY
State	CA
Zip	91977-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 /EXC SLY 200 FT OF ELY 62.45 FT/ TR 001685
Legal Subdivision	GOODLAND ACRES
Legal Tract	001685
Legal Block	2
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: San Diego County records · APN 503-262-30-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8654 TROY ST, SPRING VALLEY, CA 91977-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2010 · Amount on Record
Deed Sale	Dec 17, 2010 · Amount on Record
Deed Document Number	2010699821
Prior Transfer Date	Apr 27, 1999
Prior Transfer Doc	0000286537
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8654 TROY ST, SPRING VALLEY, CA 91977-2534
Transaction Type	Mortgage
Record Updated	Jul 08, 2022
Title Company	DOMA INSURANCE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8654 TROY ST, SPRING VALLEY, CA 91977-2534

Mortgage

Document Number	0000264014
Date	Jun 27, 2022
Instrument	2022-0264014

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$211,688 (+2%) Land $192,092 Building $19,596
2025	$3,103.00 (+8.88%) Homeowner's exemption	$207,538 (+4.04%) Land $188,326 Building $19,212
2023	$2,850.00 (+2.08%) Homeowner's exemption	$199,481 Land $181,014 Building $18,467
2022	$2,792.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730138022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2010–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storm And Flooding
Claims By Storm	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 508 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.