8653 Hidden Valley Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 8653 Hidden Valley Rd, Mountain Ranch, CA 95246

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,141 sqft · built 1962
Lot Size	1.01 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Feb 2026)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`036-010-004-000`

Property Details

APN / Parcel Number

Primary APN	`036-010-004-000`
Alternative APN	`036010004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area
1st Floor Area	1,141 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Modern
Construction Type	Wood
Lot Area	44,431 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8653 HIDDEN VALLEY RD
City	MOUNTAIN RANCH
State	CA
Zip	95246-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	POR NE4 OF 10 T4R13
Legal Subdivision	TOWNSHIP 4 NORTH
Legal Lot Number	10
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	2
Census Block	2018
Census Tract	302

Owner

Source: Calaveras County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2026	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
May 8, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
May 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
May 24, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	20261393
Prior Transfer Date	May 6, 2020
Prior Transfer Doc	0000005730
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511

Mortgage

Document Number	0000009368
Date	May 20, 2021
Instrument	2021-009368

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Feb 24, 2026
Property Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511
Document Number	0000001393
Instrument Date	Feb 18, 2026
Instrument	2026-001393
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511

Mortgage

Document Number	0000001394
Date	Feb 24, 2026
Instrument	2026-001394

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 8, 2020
Property Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511
Document Number	0000005730
Instrument Date	May 6, 2020
Instrument	5730
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 274 MOUNTAIN RANCH CA 952460274, MOUNTAIN RANCH, CA 95246-0274

Mortgage

Document Number	5731
Date	May 8, 2020
Instrument	5731

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 24, 2018
Property Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511
Document Number	0000005927
Instrument Date	May 21, 2018
Instrument	5927
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8653 HIDDEN VALLEY RD MOUNTAIN RANCH CA 952469511, MOUNTAIN RANCH, CA 95246-9511

Mortgage

Document Number	5928
Date	May 24, 2018
Instrument	5928

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 24, 2018
Property Address	8653 HIDDEN VALLEY RD, MOUNTAIN RANCH, CA 95246-9511
Document Number	0000005926
Instrument Date	May 18, 2018
Instrument	5926
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8653 HIDDEN VALLEY RD MOUNTAIN RANCH CA 952469511, MOUNTAIN RANCH, CA 95246-9511

Mortgage

Document Number	5928
Date	May 24, 2018
Instrument	5928

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$242,556 (+2%) Land $29,011 Building $213,545
2025	$2,827.00 (+2.02%) Homeowner's exemption	$237,801 (+4.04%) Land $28,443 Building $209,358
2023	$2,771.00 (+2.86%) Homeowner's exemption	$228,569 Land $27,340 Building $201,229
2022	$2,694.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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