St. Clair County property record for 8640 Marsh Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft |
| Lot Size | 3.42 acres (148,975 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,074 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-033-2019-000 |
| Primary APN | 74-14-033-2019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Lot Area | 148,975 sqft (3.42 acres) |
|---|---|
| Lot Dimensions | 868 ft deep x 170 ft wide |
| Garage Area | 1,168 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8640 MARSH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | COM ON E LINE SEC 33 N 1371.8' FROM E 1/4 COR TH N 170', TH N 89D 6M W 877.1', TH S 0D 35M 40S E 170', TH S 89D 6M E 875.3' TO BEG. 3.42 A FRAC SEC 33 T3N R16E |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 646000 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8640 MARSH RD, CLAY, MI 48001-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREESTAR FINANCIAL CU |
| Jul 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL MACOMB COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2020 |
| Transfer Doc | 0005218321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8640 MARSH RD, CLAY, MI 48001-3904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050010174 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 5001/174 |
| Instrument | 2018023714 |
| Name | FREESTAR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 22, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 28, 2020 |
| Property Address | 8640 MARSH RD, CLAY, MI 48001-3904 |
| Document Number | 0005218321 |
| Book / Page | 5218 / 321 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 2020017382 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8640 MARSH RD, CLAY, MI 48001-3904 |
| Document Number | 2020017383 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020017383 |
| Name | CENTRAL MACOMB COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2030 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,074.00 (-46.73%) Homeowner's exemption | $93,800 (+21.19%) | |
| 2024 | $2,016.00 (+7.81%) | $187,600 (+21.19%) | |
| 2023 | $77,400 | ||
| 2022 | $1,870.00 | $154,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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