Howard County property record for 8642 Tower Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,137 sqft · built 1983 |
| Lot Size | 0.482 acres (20,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Jun 2018) |
| Tax Bill | $8,482 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-437818 |
| Primary APN | 06-437818 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,137 sqft Total Area |
| Basement Area | 825 sqft |
| Finished Basement | 825 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,995 sqft (0.482 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 437818 |
|---|---|
| Street Address | 8642 TOWER DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 4 8642 TOWER DRIVE TOWER ACRES |
| Legal Subdivision | TOWER ACRES |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 606805 |
Source: Howard County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jun 6, 2018 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Jan 7, 2014 · Amount on Record |
| Deed Book / Page | 18210 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 27, 2026 |
| Property Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 2338000265 |
| Book / Page | 23382 / 265 |
| Instrument Date | Aug 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 2338000265, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 23382/265 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 0210740429 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 21074/429 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | LOGAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0188300375 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 18830/375 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 6, 2018 |
| Property Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 0182100244 |
| Book / Page | 18210 / 244 |
| Map Reference | MB5 PL40 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | GREATER MARYLAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8642 TOWER DR, LAUREL, MD 20723-1244 |
| Document Number | 0018210251 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 18210/251 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,482.00 (+3.06%) | $545,533 (+2.95%) | $576,800 (+8.85%) Land $299,900 Building $276,900 |
| 2025 | $8,230.00 (+62.58%) | $529,900 (+11.24%) Land $249,900 Building $280,000 | $529,900 (-) Land $249,900 Building $280,000 |
| 2023 | $476,367 | $529,900 Land $249,900 Building $280,000 | |
| 2022 | $5,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1996 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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