Alameda County property record for 8650 Thermal St, Oakland, CA 94605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 1963 |
| Lot Size | 0.325 acres (14,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Nov 2015) |
| Tax Bill | $10,028 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43A-4641-38-1 |
| Primary APN | 43A-4641-38-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 14,184 sqft (0.325 acres) |
| Street Address | 8650 THERMAL ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94605-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK:5 SUBD:TOLER HEIGHTS |
| Legal Subdivision | TOLER HEIGHTS |
| Legal Block | 5 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 409800 |
Source: Alameda County records · APN 43A-4641-38-1
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8650 THERMAL ST, OAKLAND, CA 94605-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Dec 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STERLING BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2015 · Amount on Record |
| Deed Sale | Nov 12, 2015 · Amount on Record |
| Prior Sale | Apr 02, 2002 · Amount on Record |
| Deed Document Number | 2015302892 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 8650 THERMAL ST, OAKLAND, CA 94605-4016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 8650 THERMAL ST, OAKLAND, CA 94605-4016 |
| Document Number | 0000229401 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020229401 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 8650 THERMAL ST, OAKLAND, CA 94605-4016 |
| Document Number | 0000000881 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8650 THERMAL ST OAKLAND CA 946054016, OAKLAND, CA 94605-4016 |
| Document Number | 0000000881 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 881 |
| Name | STERLING BK |
|---|---|
| Type | Bank |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,028.00 (+0.75%) | $591,884 (+4.04%) Land $177,565 Building $414,319 |
| 2023 | $9,953.00 | $568,904 Land $170,671 Building $398,233 |
Source: FEMA National Flood Hazard Layer, Alameda County (06001C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014098002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1979–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 514 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA0110005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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