8630 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8630 Thermal St, Oakland, CA 94605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,204 sqft · built 1951
Lot Size0.257 acres (11,220 sqft)
Owner2 Owner Names on Record
Last Sale$285,000 (Jan 2014)
Tax Bill$6,705 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN43A-4641-40-1

Property Details

APN / Parcel Number

Primary APN43A-4641-40-1
Alternative APN
  • 043A-4641-040-01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,204 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1975
Architectural StyleOther
Construction TypeWood
Lot Area11,220 sqft (0.257 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8630 THERMAL ST
CityOAKLAND
StateCA
Zip94605-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:S SUBD:TOLER HEIGHTS
Legal SubdivisionTOLER HEIGHTS
Legal BlockS
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2000
Census Tract409800

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address8630 THERMAL ST, OAKLAND, CA 94605-4016
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2014 · Amount on Record
Deed SaleJan 23, 2014 · Amount on Record
Prior SaleDec 9, 2008 · Amount on Record
Deed Document Number2014019795
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address8630 THERMAL ST, OAKLAND, CA 94605-4016
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8630 THERMAL ST, OAKLAND, CA 94605-4016

Mortgage

Document Number0000305052
DateSep 9, 2021
Instrument2021305052
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address8630 THERMAL ST, OAKLAND, CA 94605-4016
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8630 THERMAL ST, OAKLAND, CA 94605-4016

Mortgage

Document Number0000227772
DateSep 10, 2020
Instrument2020227772
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,705.00 (+2.84%) Homeowner's exemption$338,874 (+4.04%) Land $101,619 Building $237,255
2023$6,520.00 Homeowner's exemption$325,718 Land $97,674 Building $228,044

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1979–2023)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

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