835 White Oak Rd, Irvine, KY 40336 Property Records

Estill County property record for 835 White Oak Rd, Irvine, KY 40336

Property Summary

Property Type	Single Family Home
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Apr 2018)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069-00-00-018.00`

Property Details

APN / Parcel Number

Primary APN	`069-00-00-018.00`
Alternative APN	`27439 1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Roof Type	Gable
Lot Area	38,333 sqft (0.88 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Basement
Garage Area	624 sqft
Driveway	Asphalt Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	27439 1
Street Address	835 WHITE OAK RD
City	IRVINE
State	KY
Zip	40336-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	835 WHITE OAK RD LOT (.88A) & HOUSE
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	4
Census Block	4015
Census Tract	920202

Owner

Source: Estill County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	835 WHITE OAK RD, IRVINE, KY 40336-7748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK
Apr 6, 2018	Deed of Trust, Mortgage CITIZENS GUARANTY BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK
Apr 6, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	2018241149
Deed Book / Page	319 / 348
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	835 WHITE OAK RD, IRVINE, KY 40336-7748
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00MA12/393
Date	Mar 31, 2022
Book Page	MA12/393
Instrument	253375

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2052

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	835 WHITE OAK RD, IRVINE, KY 40336-7748
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M10/393
Date	Mar 22, 2019
Book Page	M10/393
Instrument	243959

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2029

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	835 WHITE OAK RD, IRVINE, KY 40336-7748
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MS10/514
Date	Apr 6, 2018
Book Page	MS10/514
Instrument	241150

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	IRVINE, KY 40336

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESTILL KY
Property Address	835 WHITE OAK RD, IRVINE, KY 40336-7748
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M11/735
Date	May 15, 2020
Book Page	M11/735
Instrument	247517

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Apr 6, 2018
Property Address	835 WHITE OAK RD, IRVINE, KY 40336-7748
Document Number	D319/348
Book / Page	D319 / 348
Instrument Date	Apr 5, 2018
Instrument	241149
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1429 BETHEL RIDGE RD, 1429, SHARPSBURG, KY 40374-8018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 WHITE OAK RD, IRVINE, KY 40336-7748

Tax Assessment & Valuation

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2025	$1,159.00 (-1.86%)	$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2023	$1,181.00	$110,000 Land $110,000	$110,000 Land $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Organic carbon removal Oct 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Irvine Community Television Fiber · Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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