San Joaquin County property record for 865 W Santos Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 4,212 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $570,000 (2017) |
| Tax Bill | $7,113.00 (2025) |
Source: San Joaquin County records · APN 261-620-210-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 31, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) SANDIA LABORATORY FCU |
| Sep 25, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| May 24, 2017 | Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 24, 2017 · Amount on Record |
| Deed Sale | May 24, 2017 · Amount on Record |
| Prior Sale | Jan 07, 2004 · Amount on Record |
| Deed Doc Number | 2017-058563 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Document Number | 0000200235 |
|---|---|
| Date | Dec 06, 2021 |
| Instrument | 2021-200235 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|
| Document Number | 0000126761 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017-126761 |
| Name | SANDIA LABORATORY FCU |
|---|---|
| Type | Credit Union |
| Address | ALBUQUERQUE, NM 87111 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.69% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 9.69% |
| Index | 10-Year TN |
| Max Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Document Number | 0000111689 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 865 W SANTOS AVE RIPON CA 953669356, RIPON, CA 95366-9356 |
| Document Number | 0000111689 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | 111689 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 01, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 24, 2017 |
| Property Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Document Number | 0000058563 |
| Map Reference | MAP38 PG8 |
| Instrument Date | May 08, 2017 |
| Instrument | 2017-058563 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 865 W SANTOS AVE, RIPON, CA 95366-9356 |
| Document Number | 0000058564 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017-058564 |
| Name | RPM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Number | 0000058565 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017-058565 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,113.00 (+3.82%) Homeowner's exemption | $660,367 (+4.04%) Land $232,114 Building $428,253 |
| 2023 | $6,851.00 (+1.65%) Homeowner's exemption | $634,725 Land $223,101 Building $411,624 |
| 2022 | $6,740.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 261-620-210-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,212 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 865 W SANTOS AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 261-030-16 PER CHESAPEAKE NO. 2 |
| Legal Subdivision | CHESAPEAKE II |
| Legal Lot Number | 21 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4040 |
| Census Tract | 5003 |
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