865 Vanstom Ct, Galt, CA 95632 Property Records

Sacramento County property record for 865 Vanstom Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1996
Lot Size	0.194 acres (8,430 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Nov 2025)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0680-017-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0680-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,433 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,430 sqft (0.194 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	865 VANSTOM CT
City	GALT
State	CA
Zip	95632-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 02A, LOT 135
Legal Subdivision	RIVER OAKS 02A
Legal Lot Number	135
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2003
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	865 VANSTOM CT, GALT, CA 95632-3419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Nov 3, 2025	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 7, 2020	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Mar 9, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Book / Page	1103 / 123
Prior Transfer Date	Jan 13, 2019
Prior Transfer Doc	8150000001146
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	865 VANSTOM CT, GALT, CA 95632-3419
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANSTOM CT, GALT, CA 95632-3419

Mortgage

Document Number	0000000655
Date	Feb 27, 2024
Instrument	202402270655

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Jun 1, 2050

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 3, 2025
Property Address	865 VANSTOM CT, GALT, CA 95632-3419
Document Number	0000000123
Map Reference	MB 218 MAP 5
Instrument Date	Oct 27, 2025
Instrument	202511030123
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANSTOM CT, GALT, CA 95632-3419

Mortgage

Document Number	0000000124
Date	Nov 3, 2025
Instrument	202511030124

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 7, 2020
Property Address	865 VANSTOM CT, GALT, CA 95632-3419
Document Number	2005070907
Instrument Date	Mar 20, 2020
Instrument	2005070907
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	865 VANSTOM CT GALT CA 956323419, GALT, CA 95632-3419

Mortgage

Document Number	2005070908
Date	May 7, 2020
Instrument	2005070908

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 9, 2018
Property Address	865 VANSTOM CT, GALT, CA 95632-3419
Document Number	1803090614
Instrument Date	Jan 13, 2018
Instrument	1803090614
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	865 VANSTOM CT GALT CA 956323419, GALT, CA 95632-3419

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 15, 2019
Property Address	865 VANSTOM CT, GALT, CA 95632-3419
Document Number	1908151146
Instrument Date	Jan 13, 2018
Instrument	1908151146
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 VANSTOM CT GALT CA 956323419, GALT, CA 95632-3419

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 9, 2018
Property Address	865 VANSTOM CT, GALT, CA 95632-3419
Document Number	1803090615
Instrument Date	Jan 3, 2018
Instrument	1803090615
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	865 VANSTOM CT GALT CA 956323419, GALT, CA 95632-3419

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,003 (+2%) Land $100,394 Building $295,609
2025	$4,570.00 (+4.36%)	$388,239 (+4.04%) Land $98,426 Building $289,813
2024	$4,379.00 (-1.82%)
2023	$4,460.00 (+3.94%)	$373,165 Land $94,605 Building $278,560
2022	$4,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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