840 Vanstom Ct, Galt, CA 95632 Property Records

Sacramento County property record for 840 Vanstom Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 1997
Lot Size	0.226 acres (9,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jun 2017)
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148-0680-013-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0680-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	856 sqft
2nd Floor Area	880 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,835 sqft (0.226 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	840 VANSTOM CT
City	GALT
State	CA
Zip	95632-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 02A, LOT 131
Legal Subdivision	RIVER OAKS 02A
Legal Lot Number	131
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2003
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	840 VANSTOM CT, GALT, CA 95632-3419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Jan 11, 2021	Quit Claim Deed, Transfer AMERICAN PACIFIC MTG
Jun 28, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Jul 24, 2003 · Amount on Record
Deed Book / Page	20170628 / 1074
Last Transfer Date	Jan 5, 2021
Transfer Doc	1110000001748
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	840 VANSTOM CT, GALT, CA 95632-3419
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 VANSTOM CT, GALT, CA 95632-3419

Mortgage

Document Number	0000001180
Date	Sep 9, 2021
Instrument	2021090901180

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	840 VANSTOM CT, GALT, CA 95632-3419
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 VANSTOM CT, GALT, CA 95632-3419

Mortgage

Document Number	0000001179
Date	Sep 9, 2021
Instrument	2021090901179

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	840 VANSTOM CT, GALT, CA 95632-3419
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 VANSTOM CT, GALT, CA 95632-3419

Mortgage

Document Number	2021090901179
Date	Sep 9, 2021
Instrument	2021090901179

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	840 VANSTOM CT, GALT, CA 95632-3419
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 VANSTOM CT, GALT, CA 95632-3419

Mortgage

Document Number	2021090901180
Date	Sep 9, 2021
Instrument	2021090901180

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2021
Property Address	840 VANSTOM CT, GALT, CA 95632-3419
Document Number	2101111748
Instrument Date	Jan 5, 2021
Instrument	2101111748
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	840 VANSTOM CT GALT CA 956323419, GALT, CA 95632-3419

Mortgage

Document Number	2101111749
Date	Jan 11, 2021
Instrument	2101111749

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2017
Property Address	840 VANSTOM CT, GALT, CA 95632-3419
Document Number	1706281074
Instrument Date	Jun 22, 2017
Instrument	1706281074
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	840 VANSTOM CT GALT CA 956323419, GALT, CA 95632-3419

Mortgage

Document Number	1706281075
Date	Jun 28, 2017
Instrument	1706281075

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,731 (+2%) Land $94,699 Building $366,032
2025	$5,300.00 (+4.39%)	$451,698 (+4.04%) Land $92,843 Building $358,855
2024	$5,077.00 (-1.97%)
2023	$5,179.00 (+5.46%)	$434,160 Land $89,239 Building $344,921
2022	$4,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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