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865 Valley View Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 865 Valley View Rd, Ben Lomond, CA 95005

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 3 ba · 3,408 sqft · built 1977
Lot Size2.27 acres (99,099 sqft)
Owner2 Individual Names on Record
Last Sale$1,389,000 (Sep 2025)
Tax Bill$8,447 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-091-35

Property Details

APN / Parcel Number

Primary APN072-091-35
Alternative APN
  • 072-091-35-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area3,408 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area99,099 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area888 sqft
Patio Area888 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address865 VALLEY VIEW RD
CityBEN LOMOND
StateCA
Zip95005-9386
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
Legal DescriptionMAP A PG 23 PCL 31
Legal SubdivisionPM23 31
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1004
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address865 VALLEY VIEW RD, BEN LOMOND, CA 95005-9386
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleNov 22, 1996 · Amount on Record
Deed Document Number202520363
Prior Transfer DateNov 13, 1996
Prior Transfer Doc0000063405
Record UpdatedOct 29, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 25, 2025
Property Address865 VALLEY VIEW RD, BEN LOMOND, CA 95005-9386
Document Number0000020363
Map ReferenceMB 23 PG 31
Instrument DateSep 17, 2025
Instrument2025-0020363
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,527.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address865 VALLEY VIEW RD, BEN LOMOND, CA 95005-9386

Mortgage

Document Number0000020364
DateSep 25, 2025
Instrument2025-0020364
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,389,000 (+118.95%) Land $800,000 Building $589,000
2025$8,447.00 (+4.18%) Homeowner's exemption$634,385 (+4.04%) Land $193,817 Building $440,568
2023$8,108.00 (+2.23%) Homeowner's exemption$609,752 Land $186,291 Building $423,461$1,218,870
2022$7,931.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims36 (1981–2017)
Claims Outside the SFHA10 of 36
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 13 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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