Bedford County property record for 865 Valley Rd, Schellsburg, PA 15559
| Property Type | Single Family Home |
|---|---|
| Details | 1,174 sqft · built 1953 |
| Lot Size | 0.688 acres (29,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Aug 2014) |
| Tax Bill | $1,389 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C.08-0.00-013 |
| Primary APN | C.08-0.00-013 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,174 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 29,969 sqft (0.688 acres) |
| Deck Area | Deck Area |
| Street Address | 865 VALLEY RD |
|---|---|
| City | SCHELLSBURG |
| State | PA |
| Zip | 15559-8752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960900 |
865 Valley Rd is owned and occupied by an individual who bought it in August 2014.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 865 VALLEY RD, SCHELLSBURG, PA 15559-8752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on File |
| Deed Sale | Aug 29, 2014 · Amount on File |
| Deed Document Number | 20143904 |
| Deed Book / Page | 1505 / 607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 865 VALLEY RD, SCHELLSBURG, PA 15559-8752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 865 VALLEY RD, SCHELLSBURG, PA 15559-8752 |
| Document Number | 02022/3733 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 2022/3733 |
| Instrument | 2022-003733 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SCHELLSBURG, PA 15559 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 865 Valley Rd was $1,389.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,389.00 | $94,800 Land $19,900 Building $74,900 | $94,800 (-) Land $19,900 Building $74,900 |
| 2025 | $94,800 Land $19,900 Building $74,900 | ||
| 2023 | $1,277.00 Additional exemption filed | $94,800 Land $19,900 Building $74,900 | |
| 2012 | $94,800 Land $19,900 Building $74,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Valley Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1993–2010) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Valley Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
May also be available: Verizon.
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