558 Valley Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 558 Valley Rd, Schellsburg, PA 15559

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1940
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$113,300 (Jun 2023)
Tax Bill	$1,121 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C.08-0.00-199`

Property Details

APN / Parcel Number

Primary APN	`C.08-0.00-199`
Alternative APN	`220-082906`

Interior

Stories	2 Stories
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	558 VALLEY RD
City	SCHELLSBURG
State	PA
Zip	15559-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	558 VALLEY RD
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	1
Census Block	1040
Census Tract	960900

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	558 VALLEY RD, SCHELLSBURG, PA 15559-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Oct 6, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	20232701
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	2020/5265
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jun 28, 2023
Property Address	558 VALLEY RD, SCHELLSBURG, PA 15559-8504
Document Number	02023/2701
Book / Page	2023 / 2701
Instrument Date	Jun 28, 2023
Instrument	2023-002701
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,133.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 VALLEY RD, SCHELLSBURG, PA 15559-8504

Mortgage

Document Number	2023002702
Date	Jun 28, 2023
Instrument	2023-002702

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Oct 6, 2020
Property Address	558 VALLEY RD, SCHELLSBURG, PA 15559-8504
Document Number	2020/5265
Book / Page	2020 / 5265
Instrument Date	Sep 3, 2020
Instrument	2020-005265
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 VALLEY RD, SCHELLSBURG, PA 15559-8504

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,121.00 (+11.54%)	$79,100 (-) Land $32,500 Building $46,600	$79,100 (-) Land $32,500 Building $46,600
2025	$1,005.00 (-5.63%)	$79,100 (-) Land $32,500 Building $46,600	$79,100 (-) Land $32,500 Building $46,600
2023	$1,065.00 (+3%) Additional exemption filed	$79,100 (-) Land $32,500 Building $46,600
2022	$1,034.00 Additional exemption filed	$79,100 Land $32,500 Building $46,600
2012			$79,100 Land $32,500 Building $46,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1993–2010)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Dec 2010 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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