Monterey County property record for 865 Terraza St, Soledad, CA 93960
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Apr 2025) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Jan 2022 Construction Loan Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-304-002-000 |
| Primary APN | 022-304-002-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,020 sqft (0.138 acres) |
|---|
| Old Parcel Number | 022-304-002 |
|---|---|
| Street Address | 865 TERRAZA ST |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 19 PAR MAPS PG 40 PAR 4 |
| Legal Subdivision | AS SHOWN ON THE MAP |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11106 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 865 TERRAZA ST, SOLEDAD, CA 93960-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Construction Mortgage SANTA CRUZ COUNTY BANK |
| Nov 9, 2018 | Grant Deed, Transfer · Conventional Mortgage JJIO LLC |
| Jun 13, 2018 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 · Amount on Record |
| Deed Sale | Apr 22, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 202512655 |
| Prior Transfer Date | Apr 16, 2025 |
| Prior Transfer Doc | 0000012655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 865 TERRAZA ST, SOLEDAD, CA 93960-3551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000001363 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022001363 |
| Name | SANTA CRUZ COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CRUZ, CA 95061 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 9, 2018 |
| Property Address | 865 TERRAZA ST, SOLEDAD, CA 93960-3551 |
| Document Number | 0000051748 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 51748 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | CHICAGO TITLE SALINAS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 W GABILAN ST #22 SALINAS CA 939012725, 22, SALINAS, CA 93901-2725 |
| Document Number | 51749 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 51749 |
| Name | JJIO LLC |
|---|---|
| Address | 1172 S MAIN ST # 371, SALINAS, CA 93901-2204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 8, 2020 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 13, 2018 |
| Property Address | 865 TERRAZA ST, SOLEDAD, CA 93960-3551 |
| Document Number | 0000026010 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 26010 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 158 CENTRAL AVE #1 SALINAS CA 939012757, 1, SALINAS, CA 93901-2757 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $765,000 (+814.4%) Land $306,000 Building $459,000 | |
| 2025 | $1,087.00 (+13.94%) | $83,661 (+4.04%) Land $83,661 |
| 2023 | $954.00 (-1.45%) | $80,413 Land $80,413 |
| 2022 | $968.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures