Monterey County property record for 827 Terraza St, Soledad, CA 93960 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,508 sqft · built 1997 |
| Lot Size | 0.138 acres (6,021 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,543 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-304-005-000 |
| Primary APN | 022-304-005-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,021 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 827 TERRAZA ST |
|---|---|
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VOL 19 PAR MAPS PG 40 PAR 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11106 |
Source: Monterey County records · APN 022-304-005-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Jan 16, 2026 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 01, 2018 | Grant Deed, Transfer · Conventional Mortgage ONY GIO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 |
| Deed Sale | Jan 21, 2026 |
| Prior Sale | Jan 16, 2026 · Amount on Record |
| Deed Document Number | 2026001995 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 21, 2026 |
| Property Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Document Number | 0000001995 |
| Map Reference | VOL 19 PG 40 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026001995 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 16, 2026 |
| Property Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Document Number | 0000001520 |
| Map Reference | VOL 19 PG 40 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026001520 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Document Number | 0000001521 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026001521 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Feb 01, 2018 |
| Property Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Document Number | 0000004330 |
| Map Reference | VOL19 PG40 |
| Instrument Date | Jan 27, 2018 |
| Instrument | 2018004330 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | SOLEDAD, 00000 |
| Name | Verified Name |
|---|---|
| Address | 827 TERRAZA ST, SOLEDAD, CA 93960-3102 |
| Document Number | 0000004331 |
|---|---|
| Date | Feb 01, 2018 |
| Instrument | 2018004331 |
| Name | ONY GIO INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,543.00 (+13.91%) | $427,249 (+4.04%) Land $227,563 Building $199,686 |
| 2023 | $4,866.00 (-1.42%) | $410,660 Land $218,727 Building $191,933 |
| 2022 | $4,936.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530111061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 62% of the US · above 37% of California |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 462 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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