Warwick City property record for 865 Stratford Ln, Warwick, RI 02886
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 690 sqft · built 1985 |
| Lot Size | 61.2 acres (2,669,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (May 2023) |
| Tax Bill | $2,539 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26901000317 |
| Primary APN | 26901000317 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 690 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 690 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,669,561 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 128992 |
|---|---|
| Street Address | 865 STRATFORD LN |
| City | WARWICK |
| State | RI |
| Zip | 02886-1708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LI |
| Legal Block | 100 |
| Legal Lot Number | 317 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 22100 |
865 Stratford Ln, a condominium, is owned and occupied by an individual who bought it in May 2023.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 865 STRATFORD LN, WARWICK, RI 02886-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NED STEVENS INC |
| May 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 28, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE WASHINGTON TRUST CO OF WESTERLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Apr 28, 2021 · Amount on File |
| Deed Book / Page | 10316 / 158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 865 STRATFORD LN, WARWICK, RI 02886-1708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 009978-188 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 9978/188 |
| Instrument | 20709 |
| Name | NED STEVENS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 1, 2023 |
| Property Address | 865 STRATFORD LN, WARWICK, RI 02886-1708 |
| Document Number | 010316-158 |
| Book / Page | 10316 / 158 |
| Instrument Date | May 1, 2023 |
| Instrument | 4210 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 STRATFORD LN # 865, 865, WARWICK, RI 02886-1708 |
| Document Number | 0000000004 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 4 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 28, 2021 |
| Property Address | 865 STRATFORD LN, WARWICK, RI 02886-1708 |
| Document Number | 0009825-70 |
| Book / Page | 9825 / 70 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 8850 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 STRATFORD LN # 865, 865, WARWICK, RI 02886-1708 |
| Document Number | 0000008852 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 8852 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 865 Stratford Ln was $2,539.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,539.00 | $199,900 Building $199,900 | |
| 2024 | $213,560 | ||
| 2023 | $2,428.00 (+9.96%) | $171,100 (+45.12%) Building $171,100 | |
| 2022 | $2,208.00 | $117,900 Building $117,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Stratford Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 865 Stratford Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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