Warwick City property record for 864 Stratford Ln, Warwick, RI 02886
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,806 sqft · built 1985 |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Aug 2025) |
| Tax Bill | $5,526 (2025) |
| Deeds & Mortgages | May 2021 Refinance Aug 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26901000316 |
| Primary APN | 26901000316 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 1,032 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 152401 |
|---|---|
| Street Address | 864 STRATFORD LN |
| City | WARWICK |
| State | RI |
| Zip | 02886-1708 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LI |
| Legal Subdivision | WETHERSFIELD COMMONS |
| Legal Block | 100 |
| Legal Lot Number | 316 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 22100 |
864 Stratford Ln, a condominium, is owned and occupied by two individuals who bought it in August 2025.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Aug 6, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Dec 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Nov 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jun 28, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on File |
| Deed Sale | Aug 6, 2025 · Amount on File |
| Prior Sale | Jun 28, 2019 · Amount on File |
| Deed Book / Page | 10731 / 55 |
| Prior Transfer Date | Dec 22, 2022 |
| Prior Transfer Doc | 0010263-46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0009838-23 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 9838/23 |
| Instrument | 9867 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 6, 2025 |
| Property Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Document Number | 0010731-55 |
| Book / Page | 10731 / 55 |
| Instrument Date | Aug 5, 2025 |
| Instrument | 8942 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Document Number | 0000008943 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 8943 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 22, 2022 |
| Property Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Document Number | 0010263-46 |
| Book / Page | 10263 / 46 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 17576 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8150 LAUREL GREEN DR, SPRING HILL, FL 34606-7251 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9838-23 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 9838/23 |
| Instrument | 9867 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9399-187 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 9399/187 |
| Instrument | 16323 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 28, 2019 |
| Property Address | 864 STRATFORD LN, WARWICK, RI 02886-1708 |
| Document Number | 9296-344 |
| Book / Page | 009296 / 000344 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 8577 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $219.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MOORLAND AVE EAST PROVIDENCE RI 029141812, EAST PROVIDENCE, RI 02914-1812 |
The 2025 property tax bill for 864 Stratford Ln was $5,526.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,526.00 | $435,100 Building $435,100 | |
| 2024 | $345,420 | ||
| 2023 | $5,274.00 (+10.17%) | $371,700 (+45.42%) Building $371,700 | |
| 2022 | $4,787.00 | $255,600 Building $255,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 864 Stratford Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 864 Stratford Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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