865 Rose Ranch Rd, San Marcos, CA 92069 Property Records

San Diego County property record for 865 Rose Ranch Rd, San Marcos, CA 92069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,987 sqft · built 1962
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,500 (Oct 2019)
Tax Bill	$7,439 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218-280-17-00`

Property Details

APN / Parcel Number

Primary APN	`218-280-17-00`
Alternative APN	`2181921000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,987 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,000 sqft (0.23 acres)

Location & Zoning

Old Parcel Number	2181921000
Street Address	865 ROSE RANCH RD
City	SAN MARCOS
State	CA
Zip	92069-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	BLK 27 LOT 9 SELY 100 FT OF NWLY 400 FT OF NELY 100 FT OF TR 000806
Legal Subdivision	RANCHO LOS VALLECITOS DE SAN M
Legal Tract	000806
Legal Block	27
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	20040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 ROSE RANCH RD, SAN MARCOS, CA 92069-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 16, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Apr 10, 2019	Grant Deed, Transfer · Conventional with PMI PIVOTAL CAP GROUP II

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	2019466707
Prior Transfer Date	Oct 12, 2011
Prior Transfer Doc	0000556316
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	865 ROSE RANCH RD, SAN MARCOS, CA 92069-1122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 ROSE RANCH RD, SAN MARCOS, CA 92069-1122

Mortgage

Document Number	0000795320
Date	Dec 11, 2020
Instrument	2020-0795320

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2019
Property Address	865 ROSE RANCH RD, SAN MARCOS, CA 92069-1122
Document Number	0000466707
Instrument Date	Sep 19, 2019
Instrument	466707
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	865 ROSE RANCH RD SAN MARCOS CA 920691122, SAN MARCOS, CA 92069-1122

Mortgage

Document Number	466708
Date	Oct 16, 2019
Instrument	466708

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2019
Property Address	865 ROSE RANCH RD, SAN MARCOS, CA 92069-1122
Document Number	0000129014
Instrument Date	Mar 27, 2019
Instrument	129014
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	756 MARIGOLD WAY SAN MARCOS CA 920786916, SAN MARCOS, CA 92078-6916

Mortgage

Document Number	129015
Date	Apr 10, 2019
Instrument	129015

Lender

Name	PIVOTAL CAP GROUP II
Type	Funding / Finance Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Mortgage

Document Number	129016,
Date	Apr 10, 2019
Instrument	129016

Lender

Name	CLO ENTS LLC
Address	8070 LA JOLLA SHORES DR # 527, LA JOLLA, CA 92037-3230

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$660,941 (+2%) Land $479,364 Building $181,577
2025	$7,439.00 (+7.56%)	$647,982 (+4.04%) Land $469,965 Building $178,017
2023	$6,916.00 (+1.36%)	$622,821 Land $451,716 Building $171,105
2022	$6,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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