865 Peterson Ranch Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 865 Peterson Ranch Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,103 sqft · built 2006
Lot Size	0.228 acres (9,911 sqft)
Owner	Company Name on File
Last Sale	$595,000 (Sep 2016)
Tax Bill	$7,961 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-371-012`

Property Details

APN / Parcel Number

Primary APN	`040-371-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,103 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	9,911 sqft (0.228 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	865 PETERSON RANCH RD
City	TEMPLETON
State	CA
Zip	93465-8784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 2559 LT 12
Legal Subdivision	TRACT 2559
Legal Tract	2559
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2004
Census Tract	12707

Owner

865 Peterson Ranch Rd is owned by a company that acquired it in January 2024 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Intrafamily Transfer, Transfer
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 10, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS
Feb 6, 2017	Quit Claim Deed, Transfer NEXTITLE
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2016 · Amount on File
Deed Sale	Sep 15, 2016 · Amount on File
Prior Sale	May 12, 2006 · Amount on File
Deed Document Number	201646170
Last Transfer Date	Jan 19, 2024
Transfer Doc	0000004173
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 16, 2024
Property Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Document Number	0000004173
Map Reference	MB 25 PG 26-31
Instrument Date	Jan 19, 2024
Instrument	2024004173
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784

Mortgage

Document Number	0000017872
Date	Mar 9, 2021
Instrument	2021017872

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046039
Date	Oct 18, 2019
Instrument	2019046039

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 10, 2018
Property Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Document Number	0000000905
Instrument Date	Dec 5, 2017
Instrument	905
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	865 PETERSON RANCH RD TEMPLETON CA 934658784, TEMPLETON, CA 93465-8784

Mortgage

Document Number	906
Date	Jan 10, 2018
Instrument	906

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 6, 2017
Property Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Document Number	0000005896
Instrument Date	Jan 31, 2017
Instrument	5896
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	865 PETERSON RANCH RD TEMPLETON CA 934658784, TEMPLETON, CA 93465-8784

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	865 PETERSON RANCH RD, TEMPLETON, CA 93465-8784
Document Number	0000004983
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 17, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1628 GRANACHE WAY TEMPLETON CA 934653831, TEMPLETON, CA 93465-3831

Mortgage

Document Number	0000004983
Date	Jan 31, 2017
Instrument	4983

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 865 Peterson Ranch Rd was $7,961 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,049 (+2%) Land $290,143 Building $414,906
2025	$7,961.00 Homeowner's exemption	$691,225 Land $284,454 Building $406,771
2023	$7,298.00 (+1.98%) Homeowner's exemption	$664,386 Land $273,409 Building $390,977
2022	$7,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 865 Peterson Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Peterson Ranch Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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