865 Patterson Dr, Monroe, MI 48161 Property Records

Monroe County property record for 865 Patterson Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,911 sqft
Lot Size	1.02 acres (44,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2023)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-190-020-00`

Property Details

APN / Parcel Number

Primary APN	`12-190-020-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	4 Stories
Building Area	1,911 sqft Living Area
1st Floor Area	1,911 sqft
Basement Area	1,092 sqft

Exterior

Lot Area	44,605 sqft (1.02 acres)
Lot Dimensions	140 ft deep x 107 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	865 PATTERSON DR
City	MONROE
State	MI
Zip	48161-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 92 PATTERSON GARDENS LOT 16
Legal Subdivision	PATTERSON GARDENS
Legal Lot Number	16
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3013
Census Tract	832300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	865 PATTERSON DR, MONROE, MI 48161-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC
Jun 30, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Document Number	202312724
Prior Transfer Date	Nov 18, 2010
Prior Transfer Doc	0000021737
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	May 28, 2026
Property Address	865 PATTERSON DR, MONROE, MI 48161-1845
Document Number	0000009537
Instrument Date	May 6, 2026
Instrument	20269537
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 PATTERSON DR, MONROE, MI 48161-1845

Mortgage

Document Number	0000009537,
Date	May 28, 2026
Instrument	20269537

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 28, 2023
Property Address	865 PATTERSON DR, MONROE, MI 48161-1845
Document Number	0000012724
Map Reference	LB 4 PG 55
Instrument Date	Aug 25, 2023
Instrument	2023R12724
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12844 S DIXIE HWY, LA SALLE, MI 48145-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 TECUMSEH RD APT B3, B3, CLINTON, MI 49236-9578

Mortgage

Document Number	0000012725
Date	Aug 28, 2023
Instrument	2023R12725

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 30, 2023
Property Address	865 PATTERSON DR, MONROE, MI 48161-1845
Document Number	0000009914
Map Reference	LB 4 PG 55
Instrument Date	Jun 12, 2023
Instrument	2023R09914
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5735 CAREY RD, COMMERCE TOWNSHIP, MI 48382-1271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12844 S DIXIE HWY, LA SALLE, MI 48145-9612

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 29, 2017
Property Address	865 PATTERSON DR, MONROE, MI 48161-1845
Document Number	0000023743
Instrument Date	Nov 29, 2017
Instrument	23743
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3543 YARGERVILLE RD LA SALLE MI 481459793, LA SALLE, MI 48145-9793

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,800 (+7.84%) Land $11,900 Building $91,900	$207,600 (+7.84%) Land $23,800 Building $183,800
2025	$3,536.00 (+30.1%) Homeowner's exemption	$96,250 (+22.85%) Land $11,550 Building $84,700	$192,500 (+22.85%) Land $23,100 Building $169,400
2023	$2,718.00	$78,350	$156,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

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