850 Patterson Dr, Monroe, MI 48161 Property Records

Monroe County property record for 850 Patterson Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,593 sqft
Lot Size	1.02 acres (44,605 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2014)
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-190-045-00`

Property Details

APN / Parcel Number

Primary APN	`12-190-045-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,593 sqft Living Area
1st Floor Area	1,593 sqft
Basement Area	918 sqft

Exterior

Lot Area	44,605 sqft (1.02 acres)
Lot Dimensions	140 ft deep x 107 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	850 PATTERSON DR
City	MONROE
State	MI
Zip	48161-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 92 PATTERSON GARDENS LOT 33
Legal Subdivision	PATTERSON GARDENS - MONROE TOW
Legal Lot Number	33
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3012
Census Tract	832300

Owner

850 Patterson Dr is owned and occupied by two individuals who bought it in June 2014.

Source: Monroe County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	850 PATTERSON DR, MONROE, MI 48161-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2014 · Amount on File
Deed Sale	Jun 11, 2014 · Amount on File
Deed Document Number	201411312
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Sep 10, 2026
Property Address	850 PATTERSON DR, MONROE, MI 48161-1846
Document Number	0000015871
Instrument Date	Aug 18, 2026
Instrument	202615871
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 PATTERSON DR, MONROE, MI 48161-1846

Mortgage

Document Number	0000015871,
Date	Sep 10, 2026
Instrument	202615871

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	850 PATTERSON DR, MONROE, MI 48161-1846
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 PATTERSON DR, MONROE, MI 48161-1846

Mortgage

Document Number	2021R06526
Date	Mar 11, 2021
Instrument	2021R06526

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	209 Months
Due	Aug 1, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	850 PATTERSON DR, MONROE, MI 48161-1846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010725
Date	Jun 15, 2018
Instrument	2018R10725

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 850 Patterson Dr was $2,106 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,000 Land $11,900 Building $87,100	$198,000 Land $23,800 Building $174,200
2025	$2,106.00 Homeowner's exemption
2023	$1,792.00 Homeowner's exemption	$76,200	$152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 850 Patterson Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 850 Patterson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

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