San Diego County property record for 865 Kempton St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,645 sqft · built 1974 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Sep 2000) |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-310-01-00 |
| Primary APN | 584-310-01-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 8,100 sqft (0.186 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 865 KEMPTON ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 9 LOTS 1 & 2 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 9 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13908 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 KEMPTON ST, SPRING VALLEY, CA 91977-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ORIGINPOINT LLC |
| Mar 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO FUNDING |
| Jul 20, 2019 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2000 · Amount on Record |
| Deed Sale | Sep 29, 2000 · Amount on Record |
| Deed Document Number | 2000525111 |
| Last Transfer Date | Nov 18, 2003 |
| Transfer Doc | 0001476308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 865 KEMPTON ST, SPRING VALLEY, CA 91977-4948 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | CONSUMERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 865 KEMPTON ST, SPRING VALLEY, CA 91977-4948 |
| Document Number | 0000028077 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026-0028077 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 865 KEMPTON ST, SPRING VALLEY, CA 91977-4948 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GUARDIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000122914 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-0122914 |
| Name | SAN DIEGO FUNDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 865 KEMPTON ST, SPRING VALLEY, CA 91977-4948 |
| Document Number | 0000302562 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 865 KEMPTON ST SPRING VALLEY CA 919774948, SPRING VALLEY, CA 91977-4948 |
| Document Number | 0000302562 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 302562 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150-2080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 24, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $267,409 (+2%) Land $122,946 Building $144,463 | |
| 2025 | $3,759.00 (+8.33%) Homeowner's exemption | $262,167 (+4.04%) Land $120,536 Building $141,631 |
| 2023 | $3,470.00 (+1.91%) Homeowner's exemption | $251,988 Land $115,856 Building $136,132 |
| 2022 | $3,405.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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