839 Kempton St, Spring Valley, CA 91977 Property Records

San Diego County property record for 839 Kempton St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,148 sqft · built 1952
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$423,500 (May 2017)
Tax Bill$4,479 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN584-310-04-00

Property Details

APN / Parcel Number

Primary APN584-310-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,148 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address839 KEMPTON ST
CitySPRING VALLEY
StateCA
Zip91977-4948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 9 LOTS 7 & 8 TR 000441
Legal SubdivisionCOLONY/LA PRESA
Legal Tract000441
Legal Block9
Legal Lot Number7,8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract13908

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address839 KEMPTON ST, SPRING VALLEY, CA 91977-4948
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 12, 2017Grant Deed, Transfer · VA Mortgage
FRONTLINE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Prior SaleApr 14, 2009 · Amount on Record
Deed Document Number2017215281
Prior Transfer DateMar 26, 2009
Prior Transfer Doc0000190500
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 19, 2026
Property Address839 KEMPTON ST, SPRING VALLEY, CA 91977-4948
Document Number0000143437
Instrument DateMay 13, 2026
Instrument2026143437
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address839 KEMPTON ST, SPRING VALLEY, CA 91977-4948

Mortgage

Document Number0000143437,
DateMay 19, 2026
Instrument2026143437
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 12, 2017
Property Address839 KEMPTON ST, SPRING VALLEY, CA 91977-4948
Document Number0000215281
Map ReferenceMAP441
Instrument DateApr 13, 2017
Instrument2017-0215281
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address839 KEMPTON ST, SPRING VALLEY, CA 91977-4948

Mortgage

Document Number0000215282
DateMay 12, 2017
Instrument2017-0215282
Lender
NameFRONTLINE FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$501,328 (+2%) Land $265,767 Building $235,561
2025$4,479.00 (-27.57%) Veteran's exemption$491,499 (+4.04%) Land $260,556 Building $230,943
2023$6,184.00 (-0.34%)$472,416 Land $250,440 Building $221,976
2022$6,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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