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865 Haven Dr, Saluda, NC 28773 Property Records

Henderson County property record for 865 Haven Dr, Saluda, NC 28773

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,130 sqft · built 1976
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Nov 2016)
Tax Bill$3,885 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9594113076

Property Details

APN / Parcel Number

Primary APN9594113076
Alternative APN
  • 1018642

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,130 sqft Heated Area
1st Floor Area1,134 sqft
AtticAttic
Attic Area408 sqft
Basement Area1,134 sqft
Finished Basement1,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area29,621 sqft (0.68 acres)
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Deck Area217 sqft
Patio Area92 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1018642
Street Address865 HAVEN DR
CitySALUDA
StateNC
Zip28773-8772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1018642~R3
Legal DescriptionHAVEN DR ON LO30 - 32
Legal SubdivisionLAKE SHIELA
Legal Block11
Legal Lot Number3076
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group3
Census Block3046
Census Tract932000

Owner

865 Haven Dr is owned and occupied by two individuals who bought it in November 2016.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address865 HAVEN DR, SALUDA, NC 28773-8772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Apr 25, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2016 · Amount on File
Deed SaleNov 9, 2016 · Amount on File
Deed Book / Page1686 / 366
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address865 HAVEN DR, SALUDA, NC 28773-8772
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036080565
DateDec 1, 2020
Book Page3608/565
Instrument939331
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2035

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address865 HAVEN DR, SALUDA, NC 28773-8772
Document Number0031920111
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address865 HAVEN DR SALUDA NC 287738772, SALUDA, NC 28773-8772

Mortgage

Document Number0031920111
DateApr 30, 2018
Book Page003192/000111
Instrument882878
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueApr 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 865 Haven Dr was $3,885.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$705,100 Land $150,000 Building $555,100
2025$3,885.00
2023$706,400 Land $150,000 Building $556,400$705,100 Land $150,000 Building $555,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 865 Haven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 865 Haven Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE SHEILA WATER SYSTEM
private · serves 98 people · EPA ID NC0145129
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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