772 Haven Dr, Saluda, NC 28773 Property Records

Henderson County property record for 772 Haven Dr, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,194 sqft · built 1995
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,000 (May 2023)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9594009523`

Property Details

APN / Parcel Number

Primary APN	`9594009523`
Alternative APNs	`0601798` `601798`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,194 sqft Heated Area
1st Floor Area	884 sqft
Upper Floors Area	354 sqft
Basement Area	825 sqft
Finished Basement	825 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Porch	Patio
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	601798
Street Address	772 HAVEN DR
City	SALUDA
State	NC
Zip	28773-8773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	601798~R3
Legal Description	LAKE SHEILA BOUNDARY SURVEY 0.75 ACRES LO3 PL2023-15210
Legal Subdivision	LAKE SHEILA
Legal Lot Number	9523
Jurisdiction	HENDERSON NC
Township / Civil Division	GREEN RIVER
Census Block Group	3
Census Block	3045
Census Tract	932000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	772 HAVEN DR, SALUDA, NC 28773-8773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 17, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	2023997881
Deed Book / Page	4044 / 532
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	772 HAVEN DR, SALUDA, NC 28773-8773
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	373 ASHLEY AVE, CHARLESTON, SC 29403-4438

Mortgage

Document Number	0037630621
Date	Aug 11, 2021
Book Page	3763/621
Instrument	960246

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 17, 2023
Property Address	772 HAVEN DR, SALUDA, NC 28773-8773
Document Number	0040440532
Book / Page	4044 / 532
Instrument Date	May 8, 2023
Instrument	1000997881
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 PLEASANT RIDGE DR, ASHEVILLE, NC 28805-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 HAVEN DR, SALUDA, NC 28773-8773
Investor	Possibly a Property Investor

Mortgage

Document Number	1000997882
Date	May 17, 2023
Instrument	1000997882

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 13, 2019
Property Address	772 HAVEN DR, SALUDA, NC 28773-8773
Document Number	0034120665
Book / Page	3412 / 665
Instrument Date	Nov 12, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	373 ASHLEY AVE, CHARLESTON, SC 29403-4438

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,200 (+16.37%) Land $96,100 Building $255,100
2025	$1,687.00
2023		$301,800 Land $94,200 Building $207,600	$351,200 Land $96,100 Building $255,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHEILA WATER SYSTEM private · serves 98 people · EPA ID NC0145129
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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