865 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 865 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,326 sqft · built 2021
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-272.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-272.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	865 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:291 ST ANDREWS PLACE PHASE V
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Block	22
Legal Lot Number	291
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1067
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	865 DIAMOND HEAD DR, UNION, MO 63084-4924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit VANTAGE FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN MORTGAGE
Oct 5, 2020	Grant Deed, Transfer · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021
Deed Sale	May 17, 2021
Deed Document Number	2109315
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	865 DIAMOND HEAD DR, UNION, MO 63084-4924
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002403701
Date	Apr 4, 2024
Instrument	2403701

Lender

Name	VANTAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 29, 2029

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	865 DIAMOND HEAD DR, UNION, MO 63084-4924
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002106965
Date	Apr 14, 2021
Instrument	2106965

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 17, 2021
Property Address	865 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0002109315
Map Reference	DOC 0611270
Instrument Date	May 12, 2021
Instrument	2109315
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	865 DIAMOND HEAD DR, UNION, MO 63084-4924

Mortgage

Document Number	0002109316
Date	May 17, 2021
Instrument	2109316

Lender

Name	FRANKLIN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 5, 2020
Property Address	865 DIAMOND HEAD DR, UNION, MO 63084-4924
Document Number	0000016727
Instrument Date	Sep 28, 2020
Instrument	16727
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 120 UNION MO 630840120, UNION, MO 63084-0120

Mortgage

Document Number	16728
Date	Oct 5, 2020
Instrument	16728

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (+0.49%)	$41,222 (+1.36%)	$216,960 (+1.36%) Land $30,000 Building $186,960
2023	$2,445.00 (+13.72%)	$40,668	$214,040 Land $30,000 Building $184,040
2022	$2,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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