862 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 862 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$258,700 (Aug 2021)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-267.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-267.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	862 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:288 ST ANDREWS PLACE PHASE V
Legal Range	1E
Legal Township	42N
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Lot Number	288
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	562 DIAMOND HEAD DR, UNION, MO 63084
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · FHA Mortgage HERITAGE COMMUNITY BANK
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SULLIVAN BANK
Aug 7, 2018	Warranty Deed, Transfer BANK OF SULLIVAN
Mar 16, 2018	Warranty Deed, Transfer · Line of Credit BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Aug 7, 2018 · Amount on Record
Deed Document Number	202116230
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000006356
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 27, 2021
Property Address	862 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0002116230
Map Reference	DOC 0611270
Instrument Date	Aug 27, 2021
Instrument	2116230
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 DIAMOND HEAD DR, UNION, MO 63084-4918

Mortgage

Document Number	0002116231
Date	Aug 27, 2021
Instrument	2116231

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Apr 6, 2021
Property Address	862 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0002106356
Map Reference	DOC 0611270
Instrument Date	Mar 26, 2021
Instrument	2106356
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 DIAMOND HEAD DR, UNION, MO 63084-4918

Mortgage

Document Number	0002106357
Date	Apr 6, 2021
Instrument	2106357

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 7, 2018
Property Address	862 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0000010954
Instrument Date	Aug 3, 2018
Instrument	10954
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 DIAMOND HEAD DR UNION MO 630844918, UNION, MO 63084-4918

Mortgage

Document Number	10955
Date	Aug 7, 2018
Instrument	10955

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 16, 2018
Property Address	862 DIAMOND HEAD DR, UNION, MO 63084-4918
Document Number	0000003429
Instrument Date	Mar 15, 2018
Instrument	3429
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 120 UNION MO 630840120, UNION, MO 63084-0120
Investor	Possibly a Property Investor

Mortgage

Document Number	3430
Date	Mar 16, 2018
Instrument	3430

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (+1.83%)	$38,217 (+2.69%)	$201,140 (+2.69%) Land $30,000 Building $171,140
2023	$2,237.00 (-2.27%)	$37,217	$195,880 Land $30,000 Building $165,880
2022	$2,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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