Catoosa County property record for 865 Debbie Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,172 sqft · built 1996 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Mar 2017) |
| Tax Bill | $2,879 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014G301000 |
| Primary APN | 0014G301000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Heated Area |
| 1st Floor Area | 887 sqft |
| 2nd Floor Area | 887 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 133 ft deep x 142 ft wide |
| Garage Type | Mixed |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 148 sqft |
| Deck Area | 267 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8998 |
|---|---|
| Old Parcel Number | 0014G301000 |
| Street Address | 865 DEBBIE LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-5564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 301 ROLLING HILLS NORTH |
| Legal Subdivision | ROLLING HILLS NORTH |
| Legal Lot Number | 301 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30403 |
865 Debbie Ln is owned and occupied by an individual who acquired it in March 2017.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 865 DEBBIE LN, RINGGOLD, GA 30736-5564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional with PMI PROSPERITY HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on File |
| Deed Sale | Mar 29, 2017 · Amount on File |
| Deed Document Number | 0000187294 |
| Deed Book / Page | 1872 / 94 |
| Last Transfer Date | Mar 31, 2017 |
| Transfer Doc | 0018720094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 865 DEBBIE LN, RINGGOLD, GA 30736-5564 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 865 DEBBIE LN, RINGGOLD, GA 30736-5564 |
| Document Number | 0022330000000050 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 0000002233/0000000050 |
| Instrument | 006016 |
| Name | FIGURE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 865 DEBBIE LN, RINGGOLD, GA 30736-5564 |
| Document Number | 0020810305 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 865 DEBBIE LN RINGGOLD GA 307365564, RINGGOLD, GA 30736-5564 |
| Document Number | 0020810305 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 002081/000305 |
| Instrument | 7788 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 24, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 31, 2017 |
| Property Address | 865 DEBBIE LN, RINGGOLD, GA 30736-5564 |
| Document Number | 0018720094 |
| Book / Page | 001872 / 000094 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2234 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 DEBBIE LN RINGGOLD GA 307365564, RINGGOLD, GA 30736-5564 |
| Document Number | 18720096 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 001872/000096 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2047 |
The 2025 property tax bill for 865 Debbie Ln was $2,879.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,879.00 | $151,680 Land $14,000 Building $137,680 | $379,201 Land $35,000 Building $344,201 |
| 2023 | $2,599.00 (+27.34%) | $116,118 Land $14,000 Building $102,118 | $290,294 Land $35,000 Building $255,294 |
| 2022 | $2,041.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Debbie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Debbie Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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