855 Debbie Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 855 Debbie Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,485 sqft · built 1996
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jul 2022)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0014G300000`

Property Details

APN / Parcel Number

Primary APN	`0014G300000`
Alternative APNs	`0014G300` `8997`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Heated Area
1st Floor Area	1,485 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	260 ft deep x 112 ft wide
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	219 sqft
Deck Area	96 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8997
Old Parcel Number	0014G300000
Street Address	855 DEBBIE LN
City	RINGGOLD
State	GA
Zip	30736-5564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 300 ROLLING HILLS NORTH
Legal Subdivision	ROLLING HILLS NORTH
Legal Lot Number	300
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2000
Census Tract	30403

Owner

Source: Catoosa County records · APN 0014G300000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	855 DEBBIE LN, RINGGOLD, GA 30736-5564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Mar 04, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	0002235388
Deed Book / Page	2235 / 388
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 28, 2022
Property Address	855 DEBBIE LN, RINGGOLD, GA 30736-5564
Document Number	0022350388
Book / Page	2235 / 388
Instrument Date	Jul 28, 2022
Instrument	2022-001814
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 DEBBIE LN, RINGGOLD, GA 30736-5564
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006413
Date	Jul 28, 2022
Instrument	006413

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 01, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 28, 2022
Property Address	855 DEBBIE LN, RINGGOLD, GA 30736-5564
Document Number	0022350388
Book / Page	2235 / 388
Instrument Date	Jul 28, 2022
Instrument	2022-001814
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 DEBBIE LN, RINGGOLD, GA 30736-5564

Mortgage

Document Number	0022350000000391
Date	Jul 29, 2022
Book Page	0000002235/0000000391
Instrument	006413

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 04, 2019
Property Address	855 DEBBIE LN, RINGGOLD, GA 30736-5564
Document Number	0019760657
Book / Page	001976 / 000657
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 DEBBIE LN RINGGOLD GA 307365564, RINGGOLD, GA 30736-5564

Mortgage

Document Number	19760659
Date	Mar 04, 2019
Book Page	001976/000659

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 03, 2049

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00 (+8.61%) Homeowner's exemption	$125,482 (+32.2%) Land $14,000 Building $111,482	$313,705 (+32.2%) Land $35,000 Building $278,705
2023	$2,080.00 (+31.23%) Homeowner's exemption	$94,916 Land $14,000 Building $80,916	$237,291 Land $35,000 Building $202,291
2022	$1,585.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 12, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 134 locations within half a mile of this property.

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