Fulton County property record for 865 Cold Harbor Dr, Roswell, GA 30075
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,008 sqft · built 1986 |
| Lot Size | 2.3 acres (100,623 sqft) |
| Owner | Trust Name on File |
| Last Sale | $770,000 (Nov 2020) |
| Tax Bill | $8,495 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-3441-1087-027-2 |
| Primary APN | 22-3441-1087-027-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,008 sqft Living Area |
| Gross Area | 6,166 sqft |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,158 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 100,623 sqft |
| Terrain | Combination |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Deck Area | Deck Area |
| Patio Area | 976 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 2428104 |
|---|---|
| Street Address | 865 COLD HARBOR DR |
| City | ROSWELL |
| State | GA |
| Zip | 30075-6321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS30 |
| Legal Description | AN NOCHANGE 2004 APPEAL AN ATTACHED WOODDECK LISTED 701 |
| Legal Subdivision | LITCHFIELD HUNDRED UN 02 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | FULTON GA |
| Township / Civil Division | ROSWELL-ALPHARETTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11509 |
865 Cold Harbor Dr is owner-occupied and held in a trust since November 2020.
Source: Fulton County records, as of September 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION |
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION |
| Nov 18, 2020 | Grant Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2020 · Amount on File |
| Deed Sale | Nov 16, 2020 · Amount on File |
| Prior Sale | Sep 29, 2006 · Amount on File |
| Deed Document Number | 202044304 |
| Deed Book / Page | 62637 / 235 |
| Prior Transfer Date | Jun 30, 2010 |
| Prior Transfer Doc | 0492100535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Document Number | 0642880345 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 0000064288/0000000345 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Document Number | 0655700210 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 0000065570/0000000210 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Document Number | 0664630406 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 0000066463/0000000406 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FULTON GA |
| Recording Date | Nov 18, 2020 |
| Property Address | 865 COLD HARBOR DR, ROSWELL, GA 30075-6321 |
| Document Number | 0626370235 |
| Book / Page | 062637 / 000235 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 348045 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 COLD HARBOR DR ROSWELL GA 300756321, ROSWELL, GA 30075-6321 |
| Document Number | 626370242 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 062637/000242 |
| Instrument | 348047 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 17, 2050 |
The 2025 property tax bill for 865 Cold Harbor Dr was $8,495.
Source: Fulton County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fulton County |
| Municipality | Roswell City |
| Unified School District | Fulton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,280 (+38.08%) Land $115,640 Building $453,640 | $1,423,200 (+38.08%) Land $289,100 Building $1,134,100 | |
| 2025 | $8,495.00 | $412,280 Land $96,480 Building $315,800 | $1,030,700 Land $241,200 Building $789,500 |
| 2023 | $12,899.00 (+9.89%) | $457,000 (+9.89%) Land $139,080 Building $317,920 | $1,142,500 (+9.89%) Land $347,700 Building $794,800 |
| 2022 | $11,738.00 | $415,880 Land $116,120 Building $299,760 | $1,039,700 Land $290,300 Building $749,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Cold Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Cold Harbor Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH FULTON COUNTY serves 434,517 people · EPA ID GA1210005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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