865 Co Rd 904, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 865 Co Rd 904, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	980 sqft · built 1990
Lot Size	0.815 acres (35,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2026)
Tax Bill	$875 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-35-0-000-048.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-048.000`
Alternative APNs	`ALT APN:1007350000048000` `217722` `7924`

Interior

Building Area	980 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Lot Area	35,520 sqft (0.815 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	217722
Street Address	865 COUNTY ROAD 904
City	CEDAR BLUFF
State	AL
Zip	35959-2189
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 22, INDIAN ACRES S/D, PB 6/72
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	INDIAN ACRES
Legal Lot Number	22
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2041
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 581, TOWNSEND, TN 37882-0581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jun 29, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	2026244664
Prior Transfer Date	Jun 22, 2023
Prior Transfer Doc	0000229707
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 7, 2026
Property Address	865 COUNTY ROAD 904, CEDAR BLUFF, AL 35959-2189
Document Number	0000244664
Instrument Date	Jun 30, 2026
Instrument	2026244664
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244665,
Date	Jul 7, 2026
Instrument	2026244665

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	36 Months
Due	Jul 25, 2029

Interest

Rate	6.51%
Max Rate	-1%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Jun 29, 2023
Property Address	865 COUNTY ROAD 904, CEDAR BLUFF, AL 35959-2189
Document Number	0000229707
Map Reference	PB 6 PG 72
Instrument Date	Jun 29, 2023
Instrument	229707
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2606 LAKEVIEW DR NW, ROME, GA 30165-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2606 LAKEVIEW DR NW, ROME, GA 30165-1131

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$875.00 (+6.97%)
2025	$818.00 (+6.93%)	$18,440 (+7.71%) Land $16,380 Building $2,060	$199,700 (+9.67%) Land $168,000 Building $31,700
2024	$765.00 (-0.13%)	$17,120 (-43.05%) Land $15,000 Building $2,120	$182,100 (+21.16%) Land $150,000 Building $32,100
2023	$766.00	$30,060 (+75.58%)	$150,300 (-17.64%) Land $150,000 Building $300
2022	$766.00	$17,120 Land $15,000 Building $2,120	$182,500 Land $150,000 Building $32,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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