860 Co Rd 904, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 860 Co Rd 904, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1996
Lot Size	1.57 acres (68,705 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2026)
Tax Bill	$1,495 (2026)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`13-10-07-35-0-000-049.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-049.000`
Alternative APNs	`ALT APN:1007350000049000` `6319`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	68,705 sqft (1.57 acres)
Patio Area	370 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	6319
Street Address	860 COUNTY ROAD 904
City	CEDAR BLUFF
State	AL
Zip	35959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, INDIAN ACRES S/D, PB 6/72
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	INDIAN ACRES
Legal Lot Number	21
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2041
Census Tract	955701

Owner

860 Co Rd 904 is owned by an individual who bought it in February 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1596 BOYLES MILL RD NE, DALTON, GA 30721-7168
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Feb 3, 2026 · Amount on File
Deed Document Number	2026242498
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 3, 2026
Property Address	860 COUNTY ROAD 904, CEDAR BLUFF, AL 35959
Document Number	0000242295
Map Reference	MB 6 PG 72
Instrument Date	Jan 1, 2026
Instrument	242295
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2720 SUMMERFIELD CHASO, DALTON, GA 30720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1596 BOYLES MILL RD NE, DALTON, GA 30721-7168

Tax Assessment & Valuation

The 2026 property tax bill for 860 Co Rd 904 was $1,495, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,495.00 (+7.02%)
2025	$1,397.00 (+6.97%)	$21,700 (+10.04%) Land $19,500 Building $2,200	$298,900 (+7.56%) Land $196,000 Building $102,900
2024	$1,306.00	$19,720 (-29.06%) Land $17,500 Building $2,220	$277,900 (-) Land $175,000 Building $102,900
2023	$1,306.00	$27,800 (+40.97%)	$277,900 (-) Land $175,000 Building $102,900
2022	$1,306.00	$19,720 Land $17,500 Building $2,220	$277,900 Land $175,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 860 Co Rd 904 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 Co Rd 904 is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 904

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