Sumter County property record for 865 Breezy Bay Ln, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,202 sqft · built 2006 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,500 (Aug 2003) |
| Tax Bill | $2,847 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-06-02-014 |
| Primary APN | 184-06-02-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,202 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool House | 640 sqft |
|---|---|
| Porch | Covered Porch |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17336 |
|---|---|
| Old Parcel Number | 184 06 02 014 |
| Street Address | 865 BREEZY BAY LN |
| City | SUMTER |
| State | SC |
| Zip | 29150-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 226 PB01-359 0.47 AC |
| Legal Subdivision | TIMBERLINE MDWS PH 04 |
| Legal Lot Number | 226 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1701 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 865 BREEZY BAY LN, SUMTER, SC 29150-5326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 7, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2003 · Amount on Record |
| Deed Sale | Aug 18, 2003 · Amount on Record |
| Deed Document Number | 0009031145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 865 BREEZY BAY LN, SUMTER, SC 29150-5326 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 865 BREEZY BAY LN, SUMTER, SC 29150-5326 |
| Document Number | 0013195764 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 1319/5764 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 16, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 865 BREEZY BAY LN, SUMTER, SC 29150-5326 |
| Document Number | 0000000001 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 865 BREEZY BAY LN SUMTER SC 291505326, SUMTER, SC 29150-5326 |
| Document Number | 0000000001 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 001279/001476 |
| Instrument | 1 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 11, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,847.00 (+30.9%) | $16,980 (+21.55%) Land $1,520 Building $15,460 | $424,386 (+20.55%) Land $38,000 Building $386,386 |
| 2023 | $13,970 (-) Land $1,520 Building $12,450 | $352,047 (-) Land $38,000 Building $314,047 | |
| 2022 | $2,175.00 | $13,970 Land $1,520 Building $12,450 | $352,047 Land $38,000 Building $314,047 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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