Sumter County property record for 860 Breezy Bay Ln, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,516 sqft · built 2009 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Feb 2026) |
| Tax Bill | $3,009 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-06-04-003 |
| Primary APN | 184-06-04-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,516 sqft Living Area |
| Gross Area | 4,690 sqft |
| 1st Floor Area | 1,758 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Patio Area | 462 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17356 |
|---|---|
| Street Address | 860 BREEZY BAY LN |
| City | SUMTER |
| State | SC |
| Zip | 29150-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 242 PB01-359 0.39 AC |
| Legal Subdivision | TIMBERLINE MDWS PH 04 |
| Legal Lot Number | 242 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1701 |
Source: Sumter County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2160 WATERWHEEL DR, SUMTER, SC 29154-7286 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC |
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Feb 25, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC |
| Dec 27, 2019 | Intrafamily Transfer, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | May 16, 2025 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 1350 / 5284 |
| Prior Transfer Date | Dec 11, 2019 |
| Prior Transfer Doc | 0012633741 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 860 BREEZY BAY LN, SUMTER, SC 29150-5325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012973177 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 1297/3177 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 860 BREEZY BAY LN, SUMTER, SC 29150-5325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0012834442 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 1283/4442 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 25, 2026 |
| Property Address | 860 BREEZY BAY LN, SUMTER, SC 29150-5325 |
| Document Number | 0013505284 |
| Book / Page | 1350 / 5284 |
| Map Reference | MB PB2001 PG 359 |
| Instrument Date | Feb 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 2160 WATERWHEEL DR, SUMTER, SC 29154-7286 |
| Document Number | 0013505290 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 1350/5290 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 27, 2019 |
| Property Address | 860 BREEZY BAY LN, SUMTER, SC 29150-5325 |
| Document Number | 0012633741 |
| Book / Page | 1263 / 3741 |
| Map Reference | MB PB2001 PG 359 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 BREEZY BAY LN, SUMTER, SC 29150-5325 |
| Document Number | 0012633745 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 1263/3745 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,009.00 (+5.84%) | $15,870 (+1.21%) Land $2,000 Building $13,870 | $396,600 (-) Land $50,000 Building $346,600 |
| 2023 | $2,843.00 (+0.39%) | $15,680 (-) Land $2,000 Building $13,680 | $396,600 (-) Land $50,000 Building $346,600 |
| 2022 | $2,832.00 | $15,680 Land $2,000 Building $13,680 | $396,600 Land $50,000 Building $346,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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