8648 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8648 Harness St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1959
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Dec 2021 Transfer Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`578-132-01-00`

Property Details

APN / Parcel Number

Primary APN	`578-132-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8648 HARNESS ST
City	SPRING VALLEY
State	CA
Zip	91977-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 98 TR 004034
Legal Subdivision	MOUNT MIGUEL TERRACE
Legal Tract	004034
Legal Block	3
Legal Lot Number	98
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Dec 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 16, 2017	Grant Deed, Transfer · VA Mortgage RJS
Mar 30, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021
Deed Sale	Sep 29, 2021
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	2021684562
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0000684562
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2021
Property Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Document Number	0000858622
Map Reference	MAP 4034
Instrument Date	Dec 7, 2021
Instrument	2021-0858622
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2021
Property Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Document Number	0000684562
Map Reference	MAP 4034
Instrument Date	Sep 13, 2021
Instrument	2021-0684562
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818

Mortgage

Document Number	0000684563
Date	Sep 29, 2021
Instrument	2021-0684563

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403730
Date	Jul 24, 2020
Instrument	2020-0403730

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2020
Property Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Document Number	0000775455
Instrument Date	Aug 5, 2020
Instrument	775455
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8648 HARNESS ST SPRING VALLEY CA 919773818, SPRING VALLEY, CA 91977-3818

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2017
Property Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Document Number	0000272990
Instrument Date	Jun 6, 2017
Instrument	272990
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8648 HARNESS ST SPRING VALLEY CA 919773818, SPRING VALLEY, CA 91977-3818

Mortgage

Document Number	272991
Date	Jun 16, 2017
Instrument	272991

Lender

Name	RJS
Address	SAN DIEGO, CA 92126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2017
Property Address	8648 HARNESS ST, SPRING VALLEY, CA 91977-3818
Document Number	0000142454
Instrument Date	Mar 23, 2017
Instrument	142454
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$319.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5780 FLEET ST #225 CARLSBAD CA 920084706, 225, CARLSBAD, CA 92008-4706

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,944 (+2%) Land $278,188 Building $236,756
2025	$6,615.00 (+7.16%) Homeowner's exemption	$504,848 (+4.04%) Land $272,734 Building $232,114
2023	$6,173.00 (+1.58%) Homeowner's exemption	$485,246 Land $262,145 Building $223,101
2022	$6,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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