8647 Masons Gate Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8647 Masons Gate Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Aug 2020)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159K H 007`

Property Details

APN / Parcel Number

Primary APN	`159K H 007`
Alternative APN	`0000386661`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000386661
Street Address	8647 MASONS GATE LN
City	CHATTANOOGA
State	TN
Zip	37421-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLACKBERRY COVE PUD PB 31 PG 226 REV 113 186 OUT OF 159K A 009 FOR 2019
Legal Subdivision	BLACKBERRY COVE
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11321

Owner

8647 Masons Gate Ln is owned and occupied by an individual who bought it in August 2020.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8647 MASONS GATE LN, CHATTANOOGA, TN 37421-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Subdivision Related Transfer TENNESSEE VLY FCU
Feb 10, 2020	Deed of Trust, Mortgage PINNACLE BK
Sep 16, 2019	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	2020081800252
Deed Book / Page	12118 / 4
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 18, 2020
Property Address	8647 MASONS GATE LN, CHATTANOOGA, TN 37421-1841
Document Number	0818000255
Book / Page	012118 / 000004
Instrument Date	Aug 14, 2020
Instrument	200818000255
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 17, 2020
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8647 MASONS GATE LN CHATTANOOGA TN 374211841, CHATTANOOGA, TN 37421-1841

Mortgage

Document Number	818000256
Date	Aug 18, 2020
Book Page	012118/000007
Instrument	200818000256

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8647 MASONS GATE LN, CHATTANOOGA, TN 37421-1841
Document Number	0325000096
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	0325000096
Date	Mar 25, 2020
Book Page	011948/000270
Instrument	200325000096

Lender

Name	PINNACLE BK
Type	Bank

Agreement

Amount	Amount on Record

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 16, 2019
Property Address	8647 MASONS GATE LN, CHATTANOOGA, TN 37421-1841
Document Number	0916000200
Book / Page	011758 / 000356
Instrument Date	Sep 11, 2019
Instrument	190916000200
Transaction Type	Construction Loan
Record Updated	Sep 30, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Tax	$236.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	916000201
Date	Sep 16, 2019
Book Page	011758/000358
Instrument	190916000201

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8647 Masons Gate Ln was $1,699, down 4.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,699.00 (-4.6%)	$112,125 (+40.82%)	$448,500 (+40.82%) Land $80,000 Building $368,500
2024	$1,781.00	$79,625 (-)	$318,500 (-) Land $55,000 Building $263,500
2023	$1,781.00	$79,625 (-)	$318,500 (-) Land $55,000 Building $263,500
2022	$1,781.00	$79,625	$318,500 Land $55,000 Building $263,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8647 Masons Gate Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8647 Masons Gate Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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