8642 Masons Gate Ln, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8642 Masons Gate Ln, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,693 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$350,500 (May 2020)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159K H 021`

Property Details

APN / Parcel Number

Primary APN	`159K H 021`
Alternative APN	`0000386684`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,693 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000386684
Street Address	8642 MASONS GATE LN
City	CHATTANOOGA
State	TN
Zip	37421-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 BLACKBERRY COVE PUD PB 31 PG 226 REV 113 186 OUT OF 159K A 002 & 009 FOR 2019
Legal Subdivision	BLACKBERRY COVE
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2000
Census Tract	11321

Owner

8642 Masons Gate Ln is owned and occupied by two individuals who bought it in May 2020.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8642 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS
Dec 18, 2019	Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Dec 18, 2019 · Amount on File
Deed Document Number	2020051400052
Deed Book / Page	12001 / 307
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8642 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000319
Date	Mar 30, 2021
Book Page	12422/977
Instrument	2021033000319

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jan 1, 2048

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 14, 2020
Property Address	8642 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Document Number	0514000052
Book / Page	012001 / 000307
Instrument Date	May 12, 2020
Instrument	200514000052
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,297.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8642 MASONS GATE LN CHATTANOOGA TN 374211829, CHATTANOOGA, TN 37421-1829

Mortgage

Document Number	514000053
Date	May 14, 2020
Book Page	012001/000309
Instrument	200514000053

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 18, 2019
Property Address	8642 MASONS GATE LN, CHATTANOOGA, TN 37421-1829
Document Number	1218000154
Book / Page	011853 / 000548
Instrument Date	Dec 16, 2019
Instrument	191218000154
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Tax Assessment & Valuation

The 2025 property tax bill for 8642 Masons Gate Ln was $1,751, down 3.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00 (-3.53%)	$115,525 (+42.36%)	$462,100 (+42.36%) Land $80,000 Building $382,100
2024	$1,815.00	$81,150 (-)	$324,600 (-) Land $55,000 Building $269,600
2023	$1,815.00	$81,150 (-)	$324,600 (-) Land $55,000 Building $269,600
2022	$1,815.00	$81,150	$324,600 Land $55,000 Building $269,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8642 Masons Gate Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8642 Masons Gate Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Masons Gate Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures