8646 E US Hwy 82, Gainesville, TX 76240 Property Records

Cooke County property record for 8646 E US Hwy 82, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Lot Size	9.93 acres (432,551 sqft)
Owner	Company Name on File
Last Sale	$416,290 (Jul 2023)
Tax Bill	$5,884 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2121-000-0001-R2`

Property Details

APN / Parcel Number

Primary APN	`2121-000-0001-R2`
Alternative APNs	`2121-000-0001R` `74281`

Exterior

Lot Area	432,551 sqft (9.93 acres)

Location & Zoning

Account Number	2121-000-0001-R2
Street Address	8646 E US HIGHWAY 82
City	GAINESVILLE
State	TX
Zip	76240-0009
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CANNON ESTATES; LOT 1-R2; RESUB OF LOTS 1R-3R; ACRES 9.93
Legal Subdivision	CANNON ESTATES
Legal Lot Number	1-
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2012
Census Tract	100

Owner

8646 E US Hwy 82, a rural home, is owned by a company that bought it in July 2023.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	13379 SEATTLE SLEW ST, FRISCO, TX 75035-1020
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO
Mar 10, 2021	Vendor's Lien, Transfer · Commercial Mortgage LEGEND BANK NA
May 24, 2018	Vendor's Lien, Transfer · ARM LANDMARK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Mar 10, 2021 · Amount on File
Deed Document Number	20234729
Deed Book / Page	2590 / 474
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0000001947
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	8646 E US HIGHWAY 82, GAINESVILLE, TX 76240-0009
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002590/479
Date	Jul 17, 2023
Book Page	2590/479
Instrument	2023-4730

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	DENTON, TX 76210

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2038

Interest

Rate Type	Adjustable Rate

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 10, 2021
Property Address	8646 E US HIGHWAY 82, GAINESVILLE, TX 76240-0009
Document Number	002402/146
Book / Page	2402 / 146
Map Reference	CAB A SL 138
Instrument Date	Mar 9, 2021
Instrument	1947
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 565, GAINESVILLE, TX 76241-0565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N MILL ST, LEWISVILLE, TX 75057-3940

Mortgage

Document Number	0000001948
Date	Mar 10, 2021
Instrument	1948

Lender

Name	LEGEND BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 9, 2041

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 24, 2018
Property Address	8646 E US HIGHWAY 82, GAINESVILLE, TX 76240-0009
Document Number	002195/711
Book / Page	2195 / 711
Map Reference	CAB A SL 138
Instrument Date	May 22, 2018
Instrument	00083285
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 565, GAINESVILLE, TX 76241-0565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 WHISPERING PINES DR, FORT WORTH, TX 76177-2271

Mortgage

Document Number	0000083286
Date	May 24, 2018
Instrument	00083286

Lender

Name	LANDMARK BANK
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	May 23, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

The 2026 property tax bill for 8646 E US Hwy 82 was $5,884.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,884.00	$425,000 (-) Land $425,000	$425,000 (-) Land $425,000
2025	$5,884.00 (+9.61%)	$425,000 Land $425,000	$425,000 Land $425,000
2024	$5,368.00
2023		$425,000 Land $425,000	$425,000 Land $425,000
2022	$4,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8646 E US Hwy 82 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8646 E US Hwy 82 is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 66% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: ElektraFi, Element8, Nextlink.

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