Cooke County property record for 8398 E US Hwy 82, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,360 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0078-021-00000 |
| Primary APN | 0078-021-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,246 sqft |
| 1st Floor Area | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 81,893 sqft (1.88 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 135 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0078-021-00000 |
|---|---|
| Street Address | 8398 E US HIGHWAY 82 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-7139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROTHERS E 0078 ACRES 1.88 |
| Legal Subdivision | BROTHERS E |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 100 |
8398 E US Hwy 82 is owned and occupied by two individuals.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8398 E US HIGHWAY 82, GAINESVILLE, TX 76240-7139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 8398 E US HIGHWAY 82, GAINESVILLE, TX 76240-7139 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8398 E US HIGHWAY 82, GAINESVILLE, TX 76240-7139 |
| Document Number | 002764/818 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 2764/818 |
| Instrument | 2026-1067 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 8398 E US HIGHWAY 82, GAINESVILLE, TX 76240-7139 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Title Company | HOWETH TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 8398 E US HIGHWAY 82, GAINESVILLE, TX 76240-7139 |
| Document Number | 002614/226 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 2614/226 |
| Instrument | 2023-7682 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Dec 1, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.87% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 8.87% |
| Max Rate At Change | 10.8% |
| Index | Prime Rate |
| Max Rate | 12.8% |
The 2026 property tax bill for 8398 E US Hwy 82 was $3,360 with exemptions applied, up 314.3% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,360.00 (+314.3%) Homeowner's exemption Senior Citizen's exemption | $242,707 (+1%) | $312,732 (-) Land $142,539 Building $170,193 |
| 2025 | $811.00 (-9.69%) Homeowner's exemption Senior Citizen's exemption | $220,643 Land $142,539 Building $170,193 | $312,732 Land $142,539 Building $170,193 |
| 2024 | $898.00 | ||
| 2023 | $182,350 Land $168,221 Building $162,111 | $330,332 Land $168,221 Building $162,111 | |
| 2022 | $1,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8398 E US Hwy 82 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8398 E US Hwy 82 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ElektraFi, Element8, Nextlink, Nortex Communications Company, Optimum.
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